Four Seasons Homes under $400,000

Welcome to Four Seasons, Missouri – a hidden gem nestled in the scenic Camden County. Known for its breathtaking views of the Ozark Mountains and serene lakeside living, Four Seasons offers a unique blend of tranquility and community spirit. This charming city is ideally situated near the stunning Lake of the Ozarks, making it a prime destination for both outdoor enthusiasts and those seeking a peaceful retreat.

Four Seasons boasts a variety of recreational opportunities, from boating and fishing to hiking and golfing. The area is rich in natural beauty, with lush landscapes and vibrant wildlife that invite residents to explore the great outdoors year-round. The community is also home to a welcoming atmosphere, where neighbors become friends and local events bring everyone together.

For homebuyers looking for affordable options, Four Seasons has a delightful selection of homes available for under $400,000. Whether you’re searching for a cozy cottage, a spacious family home, or a charming retreat, you’ll find an array of properties that cater to diverse tastes and lifestyles. These homes often come with modern amenities, beautiful yards, and easy access to the area's stunning natural resources.

Living in Four Seasons means embracing a lifestyle where relaxation meets adventure, all while enjoying the comforts of a close-knit community. With its affordable housing options and picturesque surroundings, Four Seasons, MO, is the perfect place to call home. Discover the possibilities today and experience the best of lakeside living!

Newest Four Seasons Homes under $400,000

113 Water's Edge Court Unit 3B, Four Seasons

$379,000

3 Beds ⋅ 3 Baths ⋅ 3590533 MLS

Effortless lake living meets elevated style in the heart of Lake Ozark! This beautifully updated 3-bedroom, 3-bath condo offers a spacious, thoughtfully designed floor plan paired with gorgeous lake views and an impressive lineup of amenities. Step inside to a bright, inviting interior where tasteful finishes, stylish furnishings, and carefully selected décor create a polished yet comfortable atmosphere. Offered fully turnkey, everything is already in place for you to arrive, unpack, and start enjoying the Lake. The generous living and dining spaces provide plenty of room to gather and entertain, while the covered back deck extends the living space outdoors with a picturesque backdrop of the water—the perfect setting for morning coffee, sunset cocktails, or relaxing after a day on the Lake. Ideally positioned in the heart of Lake Ozark, you're close to popular dining, entertainment, shopping, and area attractions. Whether you're searching for a weekend escape, full-time residence, or investment opportunity, this move-in-ready condo delivers the space, style, views, and convenience that make lake living feel truly effortless.

113 Water's Edge Court Unit 3B, Four Seasons

$235,000

3 Beds ⋅ 2 Baths ⋅ 3590275 MLS

Opportunity awaits! Ranch home, wheel chair amenity rich. Perfect for an investment/flip opportunity, or a property you can update and make your own. Priced to reflect its need for cosmetic updates and being sold AS-IS, this home offers tremendous potential. Situated on a large, flat corner lot and wooded areas on two sides, the setting is private with plenty of room for a pool, garden, games, kids and pets, plus a seasonal lake view. This home features a 2-car attached garage, long flat driveway with extra parking, accessible ramp from the garage, push-button electronic entry, vaulted ceilings, ceiling fans, 2 wood-burning fireplaces and a 2022 heat pump. The kitchen offers ample cabinetry, island, breakfast bar, breakfast nook, wine rack and large windows, plus a separate dining room. The primary bath includes a walk-in jetted tub with air and water jets and color-changing lights. Enjoy the large screened porch, open grilling deck and detached storage/workshop building. Four Seasons amenities include pools, clubhouse, fitness center, tennis, boat ramps, campground and more! Offers being taken by Sunday, 2pm. Seller reserves the right to accept an offer at any time.

1122 Kays Point Road, Four Seasons

398 Regatta Bay Drive Unit 3B, Four Seasons

$392,500

3 Beds ⋅ 3 Baths ⋅ 3590267 MLS

WALK-IN. END UNIT. MAIN-CHANNEL VIEW. TURN-KEY. This is the kind of Lake of the Ozarks condo setup buyers wait for. Located in Regatta Bay, this spacious 3-bedroom, 3-bath lakefront condo offers nearly 1,800 sqft of one-level living with true walk-in access from the parking lot—no long flights of stairs just to get inside. The end-unit location gives you added privacy, great natural light, and a large screened wraparound deck overlooking the main channel. Inside, the layout is built for guests and family, with three generously sized bedrooms and three full bathrooms. The primary suite features an updated bath with a tiled walk-in shower and tub, while the second en-suite bedroom gives guests their own private space. The condo is being offered completely turn-key, making it easy to start enjoying immediately. Regatta Bay offers two community pools, pickleball and tennis courts, basketball, playground, clubhouse/pavilion, dog park, boat trailer parking, and more. Nightly rentals are also permitted, giving the next owner flexibility for personal use, rental income, or a combination of both.

398 Regatta Bay Drive Unit 3B, Four Seasons

$275,000

3 Beds ⋅ 2 Baths ⋅ 3589710 MLS

One of the best values currently available in Four Seasons! At $275,000, this updated 3-bedroom, 2-bath home offers nearly 1,500 sq ft, an attached 2-car garage, flat driveway, usable backyard, and access to the Four Seasons lifestyle—all without the price tag buyers often expect in this community. The home has been refreshed with updated bathrooms, decking, newer appliances, and a comfortable open layout highlighted by vaulted ceilings and a cozy fireplace. Step outside to your spacious yard that gives you room to entertain, relax, or simply enjoy having usable outdoor space at the Lake. The gentle corner lot and flat driveway are another major plus, especially in an area where steep approaches and limited parking are common. Owners also enjoy access to Four Seasons amenities including community pools, pickleball and tennis courts, fitness facilities, clubhouse, playgrounds, walking trails, interior lakes, and boat ramps. Whether you're looking for a full-time home or a weekend getaway, this property deserves a look. Updated, move-in ready, garage parking, lake privileges, and now offered at $275,000.

243 Anemone Road, Four Seasons

$325,000

5 Beds ⋅ 3 Baths ⋅ 3589462 MLS

Inside the Village of Four Seasons off Kays Point, this five bedroom, three bath home puts you a short walk from the pool, pickleball courts, playground, and lake access. Walking and biking trails start right out the front door. The setting is private, with a large flat driveway and main level living that keeps daily life on one floor. Five bedrooms leave room for guests, a home office, or everyone having their own space. Brand new roof, new stove, and a brand new Speed Queen washer and dryer. A pre-listing inspection has been completed and is available to review, and the seller is including a one year home warranty. What makes this one rare is the price. Entry level pricing in this neighborhood does not come along often, so it works just as well for a retiree wanting lower maintenance, privacy with community. A starter home OR growing family. The price also makes it ideal for an investor looking at a rental in a community people already know and want.

546 Kays Point Road, Four Seasons

188 Charleston Drive Unit 2A, Four Seasons

$235,000

3 Beds ⋅ 3 Baths ⋅ 3589333 MLS

Well cared for Unit- that offers easy access to the unit w/it being a walk-in end unit with plenty of parking for all your guests. This unit is perfect for full time or part time living. Upon entry you will appreciate the fresh paint and open great room with dining area and kitchen that leads out to a large screened-in deck. Perfect bedroom set-ups with an oversized lakeside master suite with walk-in closet and private bathroom. You have a 2nd en-suite and the 3rd bedroom offers a private bathroom as well. The large complex swimming pool is within walking distance and your storage garage as well that is included. This sale also includes a 12x30 boat slip in Dock 4. Owners have also recently installed a New HVAC with heat pump. The Charleston condos offer an excellent location by land and water, just minutes from all the attractions and amenities. Recent complex improvements are newer roofs and the association is in excellent condition. This complex is great for full-time or part-time living. Included is a washer/dryer and owners added more cabinets in the kitchen for storage. Compare and see this unit is a true value and move in ready.

188 Charleston Drive Unit 2A, Four Seasons

$350,000

3 Beds ⋅ 3 Baths ⋅ 3589394 MLS

Welcome to Unit 52 at Tree Top Village, a distinctive three-story retreat offering 1,754 sq. ft., 3 bedrooms and 2.5 bathrooms. The multi-level design provides plenty of room to gather, relax and enjoy the Lake of the Ozarks lifestyle while still offering privacy for family and guests. With a proven rental history, this property is well suited as a personal getaway, full-time residence or income-producing vacation rental. Tree Top owners and guests enjoy two community pools, plus access to the outstanding Four Seasons amenities. Whether you are looking for a place to make lasting memories or an established rental opportunity, Unit 52 offers an appealing combination of space, flexibility, community amenities and investment potential in one of the Lake area’s most recognizable communities!

61 Tree Top Lane Unit 52, Four Seasons

$339,000

3 Beds ⋅ 2 Baths ⋅ 3589202 MLS

Welcome to 45 Evergreen Drive, a beautifully updated 3-bedroom, 2-bath home in the highly desirable Four Seasons community of Lake Ozark! Offering just under 1,300 square feet of thoughtfully designed living space with vaulted ceilings, this move-in-ready home has been extensively updated with a new roof, luxury vinyl plank flooring, water heater, water softener, whole-home water filtration system, new expansive deck, Waterproof liner under the house, and a remodeled kitchen with new appliances giving you peace of mind for years to come. Living in Four Seasons means enjoying some of the best amenities at Lake of the Ozarks, including indoor and outdoor swimming pools, tennis and pickleball courts, playgrounds, dog parks, community centers, walking areas, and a fitness center. Conveniently located just minutes from some of the lake's premier dining destinations including H-Toads, Shady Gators, JB Hook's, and Baxter's, you'll love having entertainment, shopping, and the waterfront close by. Whether you're searching for a full-time residence or the perfect weekend retreat, this home offers the ideal combination of modern updates, exceptional amenities, and an unbeatable location.

45 Evergreen Drive, Four Seasons

87 Circle Edge Drive Unit Unit 19-3A, Four Seasons

$245,000

2 Beds ⋅ 2 Baths ⋅ 3586404 MLS

Welcome to 87 Circle Edge Drive #19-3A in Four Seasons! This inviting 2 bedroom , 2 bath condo offers a great opportunity to enjoy the Lake of the Ozarks lifestyle at an approachable price point. Step inside and you'll immediately appreciate the beautifully remodeled bathrooms, adding a fresh and updated feel to the home. The comfortable layout provides plenty of space to relax, entertain, and make this Lake retreat your own. Enjoy time outside taking in the surroundings and all that the Four Seasons area has to offer. Whether you're searching for a full-time residence, weekend getaway, or a place to personalize over time, this condo offers an excellent opportunity to get into a desirable Lake community. Conveniently located near dining, shopping, entertainment, golf, and everything the Lake has to offer. Schedule your private showing and come see the possibilities at 87 Circle Edge Drive #19-3A! Call for a private showing today!

87 Circle Edge Drive Unit Unit 19-3A, Four Seasons

$187,250

3 Beds ⋅ 3 Baths ⋅ 3587220 MLS

Enjoy the ultimate retreat with this TOP FLOOR 3-bedroom, 2.5-bath fully furnished condo at Osage Vistas! This spacious condo has SUPER LAKE VIEWS, is move-in ready & loaded with updates, including newer vinyl plank flooring, fresh paint, stainless steel appliances, garbage disposal, stack washer and dryer, and a new HVAC system installed in 2024 with a 5-year warranty. The open floor plan and beautifully decorated interior create the perfect space for relaxing weekends at the lake or full-time living. Cozy up by the electric fireplace on cool evenings, then spend your summer days enjoying the pool located right across the street, plus access to 5 additional pools and Four Seasons amenities. Outdoor lovers will appreciate the abundant green space, walking and running areas, picnic tables, BBQ areas, and nearby state parks ready for exploring. The deeded carport keeps your vehicle protected year-round, and the location is hard to beat — just minutes from the famous Bagnell Dam Strip, theaters, shopping, restaurants, grocery stores, and more. Whether you're searching for the perfect vacation escape, investment property, or full-time lake lifestyle, this condo checks all the boxes.

85 La Jolla Drive Unit 3A, Four Seasons

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Lake Keys, Powered by RE/MAX Lake of the Ozarks