Linn Creek Homes under $400,000

Welcome to Linn Creek, Missouri, a charming town nestled in the heart of Camden County. Known for its picturesque landscapes and friendly community, Linn Creek offers a serene escape from the hustle and bustle of city life while still being conveniently located near the beautiful Lake of the Ozarks. With its rich history and vibrant local culture, this hidden gem is the perfect place to call home.

Linn Creek boasts a diverse range of homes, many of which are priced under $400,000, making it an ideal choice for first-time buyers, families, and retirees alike. Whether you’re looking for a cozy cottage, a spacious family home, or a modern retreat, you’ll find an array of options that cater to various lifestyles and preferences. The real estate market here is thriving, providing excellent opportunities for those looking to invest in their dream home without breaking the bank.

In addition to affordable housing, Linn Creek offers residents a wealth of outdoor activities, including hiking, fishing, and boating at the nearby lake. The town is also home to several parks and recreational facilities, ensuring that there’s always something to do for all ages. With its friendly atmosphere, strong sense of community, and stunning natural surroundings, Linn Creek is not just a place to live; it’s a place to thrive.

Explore the possibilities in Linn Creek today, and discover why so many are choosing to make this lovely town their home. Your dream home awaits!

Newest Linn Creek Homes under $400,000

$234,900

2 Beds ⋅ 2 Baths ⋅ 3590387 MLS

Rarely available walk-in Lake Forest condo! Great small complex with only 30 Units, 3 buildings of 10 Units each. This 2 bedroom end unit has just been COMPLETELY refreshed including the addition of a second bathroom, LVP flooring, appliances, countertops, fixtures, paint, & refreshed cabinets and includes 10x28 boat slip. The HOA has recently replaced the exterior decking & roof making this condo affordable and highly desirable. Lake Forest is a unique small condo development at the lake with lots of manicured green space and LOTS of amenities including clubhouse, 2 pools, rare covered fishing dock, & private boat ramp. The property has unobstructed lake views of Racetrack cove located at the 28 MM. This large cove is ideal for water sports or just relaxing while enjoying the cove protection. The property is conveniently located off Y road between Osage Beach & Camdenton--just minutes from shopping & restaurants by land or water. Don't miss this opportunity to enjoy lake life at an affordable price! Call your agent today.

86 Henry's Way Unit E-1, Linn Creek

405 Osage Heritage Circle Unit 1B, Linn Creek

$159,900

2 Beds ⋅ 2 Baths ⋅ 3590306 MLS

Back on the market b/c sale of a home contingency fell through. No fault of seller. Great condo!! Enjoy easy lake living at Osage Heritage, ideally located at the 29 Mile Marker of Lake of the Ozarks. Offered furnished and ready to enjoy, this spacious condo features convenient parking just steps from the front door and an open layout that brings the kitchen, dining area, and living room together for effortless entertaining. Recent improvements include new flooring and appliances, giving the interior a clean, updated appearance. The impressive primary suite offers plenty of room to unwind, along with a private bath featuring a walk-in shower. A generously sized guest bedroom is positioned near the second full bath. Outside, the expansive wraparound deck provides exceptional outdoor living space and lake view. A gated opening leads directly to the grassy area—ideal for pets, children, or simply enjoying the outdoors. The property also includes a 12x32 boat slip in a newer dock, and the community pool is only a short walk away. With no nightly rentals permitted, Osage Heritage offers a peaceful setting without the constant turnover found at many complexes.

405 Osage Heritage Circle Unit 1B, Linn Creek

$350,000

4 Beds ⋅ 3 Baths ⋅ 3589627 MLS

Discover the perfect blend of space, privacy, and versatility in this spacious home nestled on a small wooded acreage. Surrounded by mature trees and natural beauty, the property offers a peaceful retreat while providing plenty of room for everyday living, entertaining, and future expansion. The main level features three comfortable bedrooms and 2 full bathrooms, along with generous living spaces. A standout feature is the large covered deck, offering an inviting outdoor living area where you can relax, enjoy the wooded surroundings, or gather with friends in any season. A covered breezeway connects the home to an oversized garage, providing convenient, weather-protected access and abundant room for vehicles, equipment or storage. The lower level adds exceptional flexibility with a bonus living area, bedroom, and full bathroom, plus space already planned for a future kitchen, for an opportunity for a private guest suite, extended-family quarters, recreation space, or a potential secondary living arrangement. With wooded acreage, versatile living space, an oversized garage, and room to customize and expand, this property offers a rare combination of comfort, privacy, and potential.

45 Lowell Williams Road, Linn Creek

$250,000

4 Beds ⋅ 3 Baths ⋅ 3589706 MLS

COUNTRY CHARM, BEAUTIFUL SUNSETS & PLENTY OF SPACE! Discover the hobby farm lifestyle you've been looking for on 1.5 acres just off Hwy Y. Offering privacy, functionality, and convenience with NO HOA restrictions, this property is ready for whatever country living looks like for you. Raise animals, grow your own produce, or simply enjoy having room to spread out. The property already features a chicken coop, goat pen, greenhouse, garden area, and firepit—everything you need to embrace the rural lifestyle. The 1,836 sq ft home offers 4 bedrooms and 3 full bathrooms, including two private ensuites, making it ideal for families, guests, or multi-generational living. Relax on the spacious front porch and take in gorgeous west-facing sunset views at the end of the day. Outside, there's room for kids, pets, projects, and hobbies, along with an oversized carport, storage shed, and convenient wrap-around driveway. Tucked away in a low-traffic area yet just minutes from town, shopping, dining, and everyday conveniences, this property gives you the best of both worlds. Come enjoy the space, freedom, and sunsets that make country living so special!

168 Nellie Lane, Linn Creek

$279,900

5 Beds ⋅ 2 Baths ⋅ 3589606 MLS

Welcome to 2893 State Road V in Linn Creek! This spacious home offers five bedrooms, including one nonconforming bedroom, three bathrooms, two full kitchens, and two separate living areas. The versatile lower level can function as a private apartment, guest suite, or multigenerational living space, offering excellent potential for additional rental income. With plenty of room to spread out and a flexible layout designed to fit a variety of needs, this property is ideal for a large household, extended family, or an investment opportunity. Schedule your showing today and discover all the possibilities this unique home has to offer!

2893 State Road V, Linn Creek

$180,000

4 Beds ⋅ 2 Baths ⋅ 3589395 MLS

Welcome to your Lake of the Ozarks getaway! This charming 4-bedroom, 2-bath home offers 1,546 sq ft of living space, a seasonal lake view, and deeded lake access—perfect for enjoying all the lake lifestyle has to offer. The sellers have already completed a great start to the renovations, including new roof (2025), beautifully updated living, dining, and kitchen areas. The kitchen features custom wood cabinetry and granite counter tops that add warmth, character, and plenty of appeal. Outside, you’ll find a detached garage and storage shed, providing ample room for boats, water toys, tools, and outdoor equipment. Whether you’re looking for a weekend retreat, investment property, or full-time residence, this home offers incredible potential in a fantastic Lake of the Ozarks location. Don’t miss your chance to create your own piece of lake paradise! Financing option available for qualified buyers. Fourth bedroom does not have a closet and could be used as additional living space, like a family room.

380 Race Track Circle, Linn Creek

307 Osage Heritage Circle Unit 1C, Linn Creek

$185,000

2 Beds ⋅ 2 Baths ⋅ 3589342 MLS

This beautifully renovated 2 -level, 2-bedroom, 2-bath condo offers modern comfort, thoughtful upgrades, and premium finishes throughout. Move-in ready, it’s ideal for full-time living or a lakeside getaway. Included is a12x32 boat slip in the new rough water dock for easy lake access. Inside, the unit was gutted and rebuilt with new drywall, and double-hung insulated windows with e-glass fill the space with light while improving efficiency. Major systems were replaced, including electrical panel and wiring, furnace and heat pump w/Ecobee thermostat, hot water heater, and large-capacity washer and dryer. The remodeled kitchen features custom soft-close cabinetry, new countertops, farmhouse sink, Bosch dishwasher, oven, built-in microwave, and refrigerator. A custom dining table adds a handcrafted touch. Both bathrooms were fully remodeled, and new LVP flooring offers durability and a sleek, modern look. The condo is fully furnished with all new pieces. Entertainment is easy with mounted flat-screen TVs in the living room and bedrooms, plus motorized window shades for effortless light control and privacy. Make this turnkey retreat yours and schedule a showing today!

307 Osage Heritage Circle Unit 1C, Linn Creek

$264,900

3 Beds ⋅ 3 Baths ⋅ 3588295 MLS

Welcome to easy living at Cool Water Townhomes! This newer construction 3-bedroom, 2.5-bath townhome with a 1-car garage offers the perfect blend of style, comfort, and convenience. Featuring modern finishes, a functional open layout, and a private back patio that's perfect for grilling or relaxing, this home is designed for everyday living. Located just off Y Road in the heart of Lake of the Ozarks, you'll enjoy quick access to shopping, dining, schools, and all the area's top attractions. The affordable HOA makes ownership even easier by covering central water and sewer, lawn care, community pool, trash service, and road maintenance—allowing you to spend more time enjoying the lake lifestyle and less time on upkeep. Whether you're looking for a full-time residence, a weekend retreat, or an investment property to add to your rental portfolio, this townhome truly checks all the boxes. Enjoy the benefits of maintenance-free living in one of Linn Creek's most convenient locations!

94 Crystal Springs Road, Linn Creek

$315,000

4 Beds ⋅ 3 Baths ⋅ 3588059 MLS

NEW ROOF INSTALLED RECENTLY! Nestled on 2.5 beautifully wooded acres in Linn Creek, this spacious 4-bedroopm, 3-bath home offers privacy, space and convenience. The inviting floor plan features formal living and dining areas, a comfortable family room, three bedrooms upstairs and a private fourth bedroom on the lower level. Enjoy two fireplaces, hardwood flooring, carpeted bedrooms, vaulted ceilings, walk-in closets and a finished lower level. The attached 2-car heated garage provides plenty of room for vehicles, storage and projects. Relax on the deck and enjoy the peaceful wooded setting. With no HOA and convenient access to Camdenton, shopping, dining and Lake of the Ozarks recreation, this propoerty is a great opportunity to make your own while benefiting from the new roof and $10,000 flooring credit!

287 Wildwood Drive, Linn Creek

$349,900

3 Beds ⋅ 2 Baths ⋅ 3588105 MLS

Enjoy panoramic views of the 30 MM on the Osage Arm and experience lakefront living at its finest. This 3-bedroom, 2-bath home offers 1,568 square feet of comfortable living space with expansive water views and easy access to some of the lake’s most popular destinations. By water, you're just minutes from Larry’s On The Lake, The Fish & Company, Bulldogs Beach House, and Captain Ron’s Bar & Grill. While no dock is currently in place, the property is permitted for a 40'x24' overall dock with a 12'x32' slip, providing the opportunity to create your ideal waterfront setup. Whether you're looking for a full-time residence, vacation retreat, or investment property, this home offers a prime location, incredible views, and endless possibilities to enjoy the Lake of the Ozarks lifestyle.

817 Oak Knoll Road, Linn Creek

$399,900

4 Beds ⋅ 3 Baths ⋅ 3587267 MLS

The ultimate family home just off Highway 54 in Linn Creek offers privacy, space & comfort on 1.6 acres. This updated property features 4 bedrooms, 2.5 bathrooms & a fully finished bonus space above the oversized two-car garage, ideal for an additional bedroom, apartment, office or recreation area. The garage is finished on both levels with epoxy flooring below & luxury vinyl flooring upstairs, plus separate HVAC systems for year-round comfort. Situated on a corner lot, the property offers a spacious backyard, large side yard & mature trees for a peaceful outdoor setting. Exterior updates include a new roof, fresh paint, new concrete driveway, updated deck railing & new decking on the wraparound deck. Inside, the large kitchen & dining area open to the living room with a wood-burning fireplace. Additional updates include opening the living room wall for better flow, updated basement stairwell, remodeled lower-level bedroom and family room & numerous other improvements throughout. All appliances are included. Located in a quiet subdivision within the Camdenton School District, just minutes from Osage Beach & Camdenton. Move-in ready with space for entertaining & everyday living!

40 Ginny Drive, Linn Creek

405 Osage Circle Drive Unit 2A, Linn Creek

$249,900

3 Beds ⋅ 2 Baths ⋅ 3586275 MLS

Motivated Seller, please present all offers. Looking for the perfect lake retreat? This Osage Heritage condo delivers on every front. The seamless open floor plan connects the open kitchen to the living room, creating a bright, airy environment for family time. The primary bedroom is a true standout, offering main-channel views that make every morning feel like a vacation. There is plenty of room to host friends and family with two additional bedrooms, open floor plan and easy access. Complete with a boat slip, boat hoist, lakefront deck, and access to the community pool nestled in a wooded park-like setting, this condo offers the perfect balance of social space and private retreat.

405 Osage Circle Drive Unit 2A, Linn Creek

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Lake Keys, Powered by RE/MAX Lake of the Ozarks