Osage Beach Homes under $200,000

Osage Beach Homes under $200,000

Welcome to Osage Beach, Missouri—a charming lakeside community nestled in the heart of the Ozarks. Known for its stunning natural beauty and vibrant recreational opportunities, Osage Beach is a hidden gem that attracts both residents and visitors alike. With the sparkling waters of the Lake of the Ozarks as your backdrop, this city offers a unique blend of outdoor adventures, local dining, and a welcoming atmosphere that makes it a perfect place to call home.

For those seeking affordable housing options, Osage Beach has a variety of homes available for under $200,000. Whether you’re a first-time homebuyer, looking to downsize, or searching for a vacation getaway, this price range offers a treasure trove of possibilities. Imagine waking up to picturesque lake views or enjoying cozy evenings by the fireplace in a charming cottage. From quaint bungalows to modern townhomes, the housing market in Osage Beach has something for everyone.

Living in Osage Beach means embracing a lifestyle filled with outdoor activities. Spend your weekends boating, fishing, or hiking the scenic trails nearby. With an array of shops, restaurants, and entertainment options, you’ll find everything you need just a stone’s throw away. Plus, the friendly community spirit here is palpable, making it easy to connect with neighbors and create lasting friendships.

Discover the beauty and affordability of Osage Beach, where your dream home awaits at an unbeatable price. Come explore this wonderful city and find out why so many are choosing to make Osage Beach their home!

Newest Osage Beach Homes under $200,000

1442 Nichols Road Unit H106, Osage Beach
$140,000
1 Beds ⋅ 1 Baths ⋅ 3590253 MLS
Lake life made easy—with the seller paying all HOA dues through the first quarter of 2027! Tucked away in a quiet end building, this well-maintained condo is selling turn-key and offers the perfect blend of comfort, convenience, and relaxation. Inside, enjoy hard surface flooring throughout. Kitchen featuring a brand-new stove and refrigerator. Step onto your screened-in deck to unwind, then walk right out to the dock where your 10'x24' boat slip with hoist is INCLUDED! For added convenience, the unit can be accessed without stairs by utilizing the community boat ramp, making loading and unloading a breeze. Nightly rentals are allowed, offering flexibility for personal enjoyment or rental income potential. Community amenities include a lakeside pool, tennis court, boat trailer parking, and laundry room. Conveniently located near Osage Beach restaurants, shopping, golf, and medical facilities, this condo offers the perfect blend of location, flexibility, and lake lifestyle. Whether you're looking for a weekend retreat, investment opportunity, or your own slice of lake life, don't miss your chance to start making lake memories today!

1442 Nichols Road Unit H106, Osage Beach
6620 Weston Point Drive Unit H1, Osage Beach
$125,000
1 Beds ⋅ 1 Baths ⋅ 3590227 MLS
LakeView Living in the heart of Osage Beach! Looking for affordabel lake living with income-producing potetial? This top floor 1-bedroom, 1-bath condo at Weston Point Resprt Condos offers incredible views, great amenities, and even come with a PWC slip. Enjoy sweeping main channel views from the private deck, complete with convenient roll out sunshade for added comfort. Lakeside community pool, tennis court, boat ramp and boat trailer parking, laundry facilities and just minutes from shopping, dining and entertainment. Whether you're looking for a weeked getaway, a place to enjoy the lake all to yourself or an investment property with rental potential, this one gives you options! Call me today for your private tour and come see why the lake life could be yours!

6620 Weston Point Drive Unit H1, Osage Beach
6620 Weston Point Drive Unit G-11, Osage Beach
$168,000
1 Beds ⋅ 1 Baths ⋅ 3590014 MLS
Jump straight into Lake-life fun with this beautifully updated 1-bedroom, 1-bathroom condo at popular Weston Point! Modern updates shine throughout, featuring stylish kitchen cabinetry, sleek granite countertops, an eye-catching backsplash, and durable, easy-care flooring. Tastefully decorated and sold furnished—just bring your toothbrush and swimsuit! Boaters dream, includes a 10' x 24' boat slip with lift PLUS a dedicated PWC slip with lift. Prime Location at the 24MM in Osage Beach (off Route KK)—minutes by land or water to Margaritaville, top waterfront dining, and local hotspots. Enjoy Weston Point's lush, park-like setting, sparkling lakeside pool, tennis court, on-site laundry, and convenient boat trailer parking. Experience the quiet enjoyment of second-tier living without sacrificing main-channel views. Whether you're looking for a budget-friendly personal lake retreat or a proven income producer with established rental history to grow your investment portfolio, this turn-key condo delivers it all.

6620 Weston Point Drive Unit G-11, Osage Beach
1505 Swiss Village Road Unit A2, Osage Beach
$199,900
2 Beds ⋅ 2 Baths ⋅ 3590069 MLS
Location is everything, and this 2-bedroom, 2-bath condo puts you right in the heart of Osage Beach! Enjoy a prime location by both land and water, just minutes from popular waterfront destinations and within walking distance of Michael’s Steak Chalet, with golf, shopping, dining, and entertainment nearby. Inside, the functional floor plan features comfortable living spaces, a spacious primary suite with private bath and deck access, and a welcoming living room highlighted by a beautiful stone fireplace. Step outside to the large deck and enjoy scenic views of Lake of the Ozarks. A slip lease is included, and a golf cart is available for purchase, making trips to the water’s edge a breeze. The condo may also be purchased furnished for an easy transition. Whether you’re looking for a full-time home or weekend getaway, this is a great opportunity to own in one of Lake of the Ozarks best locations!

1505 Swiss Village Road Unit A2, Osage Beach
1011 Indian Point Unit 1011, Osage Beach
$199,000
2 Beds ⋅ 2 Baths ⋅ 3589715 MLS
Location, updates, and amenities—this condo checks all the boxes! Located in the heart of Lake of the Ozarks and close to shopping, dining, entertainment, golf, and everything you need, this beautifully remodeled 2-bedroom, 2-bath condo is truly turn-key. Just pack your bags and start enjoying lake life! Inside, you'll find luxury vinyl plank flooring throughout the kitchen and living area, fresh paint, updated finishes, and a clean, modern feel. This unit has never been rented and has been exceptionally well cared for. Step outside to the oversized deck with plenty of room to relax, entertain, or enjoy your morning coffee. The complex offers fantastic amenities including 3 swimming pools, clubhouse, pickleball, tennis and basketball courts, dog areas, and a beautiful park-like setting. Whether you're looking for a full-time home, weekend getaway, or investment property, this move-in-ready condo is a great opportunity in an unbeatable location. Nightly rentals are allowed!

1011 Indian Point Unit 1011, Osage Beach
1442 Nichols Road Unit F207, Osage Beach
$136,000
1 Beds ⋅ 1 Baths ⋅ 3589562 MLS
Don’t miss this well-maintained walk-in level 1 bedroom, 1 bathroom condo at Heron Bay Condominiums, ideally located at the 21MM of Lake of the Ozarks. This prime location offers convenient access to many of the lake’s most popular attractions by both land and water, making it perfect for relaxation and recreation. This turn-key unit includes a 10x24 ft. boat slip, all furnishings, décor, and electronics, allowing you to start enjoying lake life immediately. The open layout flows seamlessly to a walkout deck that provides a great space for outdoor entertaining or unwinding after a day on the water. Heron Bay is a well-established complex featuring a community pool, boat ramp, boat trailer parking, tennis courts, and more. Whether you’re searching for a weekend retreat, a full-time getaway, or a strong rental investment opportunity, this condo checks all the boxes for easy, enjoyable lake living.

1442 Nichols Road Unit F207, Osage Beach
1130 Rachel Road Unit 108, Osage Beach
$190,000
2 Beds ⋅ 2 Baths ⋅ 3589053 MLS
Updated, furnished, and lakefront for under $200,000! Located on the protected waters of Pogue Hollow Cove at the 17MM, this two-bedroom, two-bath Eagle Bay condo offers a townhome-style layout with two covered lakeside decks. The main level features an updated kitchen with quartz countertops and stainless steel appliances, an inviting living area, laundry, and a half bath. Both bedrooms and the full bath are located on the lower level, with direct access to a second covered deck overlooking the lake and community pool. Enjoy convenient access to the pool, community dock, and boat ramp, along with an excellent Osage Beach location near shopping, dining, and entertainment. The condo is offered furnished and ready to enjoy. Quarterly assessments include water, sewer, trash, cable, exterior maintenance, and yard maintenance. Nightly rentals are not permitted, creating a peaceful setting for a full-time residence or personal lake retreat.

1130 Rachel Road Unit 108, Osage Beach
1442 Nichols Road Unit G-401, Osage Beach
$170,000
1 Beds ⋅ 1 Baths ⋅ 3588471 MLS
Hurry! so you don't miss out on this Beautiful top floor end unit. This unit offers great view of the Main Channel view and a 10x26 slip and a PWC space and lift. Enjoy the morning sun on the covered deck but enjoy the shade in the evenings.. Turn on the ceiling fan on the covered deck and enjoy the lake view in all types of lake weather. New deck railings installed and when painting is complete you can put the screen enclosure back up if you desire. This unit features vaulted ceilings in the Living Room, Bedroom and on the deck. This unit shows like a model and will make a great lake getaway. Being sold as Turn Key so you can easily spend your first night enjoying the lake.

1442 Nichols Road Unit G-401, Osage Beach
1442 Heron Bay Unit G-104, Osage Beach
$139,900
1 Beds ⋅ 1 Baths ⋅ 3588347 MLS
Lakefront Living at Heron Bay! Located at the 21mm, this recently updated one bedroom, one bath condo combines modern comfort with exceptional access to the Lake of the Ozarks. The open layout provides great lake views, while fresh updates make it fully move-in ready. A 10x20 dock slip (Dock G, Slip L-1) is located just steps from your door—making boating, fishing, and lake days effortless. Heron Bay is known for its prime location near Osage Beach restaurants, shopping, golf courses, and lakeside entertainment. Whether you’re looking for a weekend retreat, full-time lake escape, or an investment property with excellent rental potential, this condo delivers it all with low maintenance living and outstanding value. Don't miss this chance to own a slice of lake life!

1442 Heron Bay Unit G-104, Osage Beach
6620 Weston Point Drive Unit G7, Osage Beach
$149,900
1 Beds ⋅ 1 Baths ⋅ 3587897 MLS
Welcome to Weston Point Resort! This amazing TOP FLOOR condo is conveniently located minutes from shopping and lakeside dining, including redheads, shorty pants and the ever so popular Margaritaville. This 1 bed 1 bath condo is complete with a 10x24 covered slip and has amazing views of the main channel located in the heart of Osage Beach. The complex offers pool, tennis courts and a convenient boat ramp as well as trailer parking that is just around the corner from the front door. Fisherman’s dream! Looking for an investment property? This condo has an amazing rental history! The perfect blend of warmth, comfort, location & amenities, Fresh paint through out and is 100% turnkey! With this view it will not last long!

6620 Weston Point Drive Unit G7, Osage Beach
6005 Baydy Peak Road Unit 1204, Osage Beach
$199,000
2 Beds ⋅ 2 Baths ⋅ 3587557 MLS
PRICE DROP, you need to see what this condo offers at this price! Start your mornings with coffee on the screened deck and end your evenings watching the sunset over the main channel. With breathtaking lake views, this beautifully updated 2 bdrm, 2 bath condo is offered furnished and turnkey as shown, including a 12x32 boat slip w/6500# lift & Captains Choice remote. Updated with granite countertops, lighting, and newer appliances, while both bathrooms have been refreshed with granite-topped vanities and updated fixtures. The primary suite offers triple-pane windows framing incredible lake views, plus a walk-in onyx shower and supplemental heat in the bath for year-round comfort. Located at the 22MM in the heart of Osage Beach, Breakwater Bay offers a lakeside pool, swim dock, pickleball & basketball courts, playground, clubhouse and extensive recent HOA upgrades including Trex walkways, updated parking areas, retaining walls, staircases, and new docks. Just minutes away from Redhead's, Margaritaville Resort, shopping, dining and entertainment. Perfect as a personal getaway, full-time residence or rental investment at the lake. Watch the video and schedule a private showing today!

6005 Baydy Peak Road Unit 1204, Osage Beach
804 Manor Circle Unit C, Osage Beach
$125,000
1 Beds ⋅ 1 Baths ⋅ 3587519 MLS
Experience easy, affordable lake living in the heart of Osage Beach with this turnkey 1-bed, 1-bath condo close to shopping, dining, entertainment & all the excitement of Lake of the Ozarks. Whether you’re searching for a weekend retreat or low-maintenance full-time residence, this condo offers the ideal blend of comfort & convenience. Located in a quiet 12-unit complex, this property provides a peaceful atmosphere while still keeping you close to everything Osage Beach has to offer. The heated swimming pool is just steps from the unit, making it easy to relax and enjoy sunny afternoons by the water. Even better, the included 10’x20’ boat slip with a 10’x22’ roof gives you quick access to the lake whenever adventure calls. Inside, you’ll appreciate thoughtful updates including a smart thermostat, reverse osmosis water system, newer microwave & convection range & an HVAC system replaced just two years ago. Step outside onto the brand-new composite deck replaced in 2025, creating the perfect place to unwind after a day on the lake. With affordable assessment fees & an unbeatable location, this move-in ready condo is your chance to enjoy the lake lifestyle without breaking the budget.

804 Manor Circle Unit C, Osage Beach
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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Lake Keys, Powered by RE/MAX Lake of the Ozarks