Sunrise Beach Homes under $400,000

Welcome to Sunrise Beach, Missouri, a hidden gem nestled in the heart of Camden County. This picturesque lakeside community is renowned for its stunning views of the Lake of the Ozarks, offering residents a tranquil retreat surrounded by nature's beauty. Whether you're an outdoor enthusiast or someone seeking a peaceful lifestyle, Sunrise Beach has something to offer everyone.

One of the most appealing aspects of this charming town is the variety of homes available, especially for those looking to invest in property under $400,000. From cozy cottages to modern family homes, the real estate market here caters to a diverse range of preferences and budgets. Imagine waking up to the serene sounds of nature, with easy access to boating, fishing, and hiking trails right at your doorstep.

Sunrise Beach is not just about beautiful homes; it also boasts a vibrant community spirit. With local shops, restaurants, and recreational activities, you’ll find plenty of opportunities to connect with your neighbors and enjoy the laid-back lifestyle that this area offers. Families will appreciate the quality schools and community events that bring residents together throughout the year.

If you're considering a move to Sunrise Beach, you’ll discover that this charming town is more than just a place to live; it's a place to thrive. With homes under $400,000, now is the perfect time to explore the possibilities and make your dream of lakeside living a reality! Come experience the warmth and beauty of Sunrise Beach—your new home awaits!

Newest Sunrise Beach Homes under $400,000

$314,500

1 Beds ⋅ 2 Baths ⋅ 3590465 MLS

This charming 1-bedroom, 1.5-bath lake-view retreat combines comfort, convenience, & functionality in one unique package. Built in 2025, this newly constructed property offers a fresh, modern feel with durable LVP flooring throughout the living space and incredible main channel views. The lower level features a spacious covered deck & an oversized temperature-controlled 2-car garage, a half bath, refrigerator, dishwasher, & ample storage space—perfect for vehicles, lake toys, entertaining guests, or creating the ultimate workshop. You will love the set up! Could hook up an RV next to home. Upstairs, the open-concept living area welcomes you with soaring vaulted ceilings and floor-to-ceiling windows that fill the space with natural light while showcasing stunning lake views. The kitchen features granite countertops & stainless steel appliances. Enjoy the large deck and take in the breathtaking scenery. You'll love the convivence of the hallway laundry closet with stacked washer and dryer hookups.

104 Point Supreme Drive, Sunrise Beach

$199,000

2 Beds ⋅ 1 Baths ⋅ 3590357 MLS

This cute and cozy 2-bedroom, 1-bath home is the perfect little lake getaway near the 10 Mile Marker at Lake of the Ozarks! Whether you're looking for a weekend retreat, a full-time home, or a potential Airbnb investment, this property offers plenty of possibilities. Enjoy relaxing on the private deck, where you can catch a glimpse of the lake and soak in the peaceful surroundings. Inside, you'll find a comfortable layout with just the right amount of space for a low-maintenance lake lifestyle. Conveniently located near the water, you'll be close to all the boating, dining, entertainment, and outdoor activities that make the Lake of the Ozarks such a popular destination. Cute, cozy, affordable, and close to the lake — come take a look and see what this little lake house could do for you!

1545 Spring Cove Road, Sunrise Beach

$225,000

2 Beds ⋅ 1 Baths ⋅ 3590030 MLS

A little more room to breathe, a place for your projects, and space to enjoy life beyond your four walls. This Sunrise Beach home pairs a wooded backdrop with inviting spaces that make it easy to picture settling in. Come home, leave the day at the door, and enjoy an evening together in the light-filled living area. In the kitchen, white cabinetry, wood countertops, a farmhouse sink and subway tile backsplash set the scene for favorite recipes and dinners that linger into conversation. Two bedrooms offer a place to recharge, while the connected living and dining areas keep everyday life comfortably together. Outside, the detached garage and separate workspace make room for the hobbies you've been putting off, with an additional outbuilding for storage. Spend an afternoon on a project, gather friends on the front deck, or enjoy the yard with the trees as your backdrop. Here, the appeal reaches beyond the house itself—it's having room for the things you love and a place that feels good to come home to.

885 Spring Cove Road, Sunrise Beach

52 Sunrise Ridge Unit 523, Sunrise Beach

$274,500

3 Beds ⋅ 2 Baths ⋅ 3590096 MLS

Huge Lake Views, new composite deck, new roof completed in September. Freshly painted, new windows, master bath is handicap "friendly". master bedroom has access to the deck. Open floor plan, , electric fireplace, crown molding, six-panel doors, newer appliances, just bring your groceries and start enjoying lake living. Complex has lots of amenities, including pickle ball, tennis courts, exercise room, saunas, hot tub, pool and more. Seller has a 16X40 slip for additional money, if buyer needs a larger slip.

52 Sunrise Ridge Unit 523, Sunrise Beach

$400,000

2 Beds ⋅ 1 Baths ⋅ 3590041 MLS

Welcome to your peaceful lake retreat on the quiet side of Lake of the Ozarks! This beautifully maintained and remodeled home offers pride of ownership, a tranquil cove setting at the 38 MM, and approximately 60 feet of lakefront. Enjoy a very gentle walk to the dock and plenty of space to relax, entertain, and make lasting lake memories. The home features 2 cozy bedrooms plus a charming loft that provides additional sleeping space for family or guests. Numerous recent updates provide peace of mind, including a new roof, appliances, flooring, tankless water heater, windows, doors, bathroom shower, interior and exterior paint, landscaping, and more. A concrete driveway and carport add convenience. Whether you're looking for a family getaway or a place to host friends, this property is ready to enjoy. Spend your days boating, swimming, fishing, and exploring nearby lake hot spots, then return home to the serenity of your own cove retreat!

109 Red Cedar Road, Sunrise Beach

$25,000

2 Beds ⋅ 2 Baths ⋅ 3589981 MLS

Are you looking for that Affordable lake escape? If you enjoy fishing, swimming, boating, or just relaxing, then this is your place. This manufactured home offers a split floor plan with a bedroom at each end to ensure privacy. The kitchen and living room areas, flow right out to a large covered deck with a stunning Lake view. There is an extensive list of updates throughout (in documents). Finishing touches have been left for the new owners to accommodate their own taste. The Lot lease includes your own 10x24 boat slip, swim dock, swimming pool, water, and trash. The $850/month lot lease takes care of the details so you can focus on fun! Make this your new home away from home and start enjoying all that Lake of the Ozarks has to offer.

144 Betlo Park Drive, Sunrise Beach

74 Eleven West Court Unit 2C, Sunrise Beach

$217,900

2 Beds ⋅ 2 Baths ⋅ 3589964 MLS

Enjoy stunning views and low-maintenance living in this 2-bedroom, 2-bath lake-view condo offering 1274 sq. ft. of comfort and convenience. Step inside to find an open-concept layout filled with natural light, a spacious kitchen with ample counter space, and a living area that opens to a private deck — the perfect place to relax and soak in the Lake of the Ozarks scenery. The primary suite offers peaceful views and a private bath, while the guest room and second full bath provide ideal space for family or visitors. Whether you’re looking for a weekend retreat, a full-time residence, or a short-term rental opportunity, this condo checks every box. Community amenities include a pool, dock access, playground, fire pit, BBQ area, swim dock, clubhouse, and nearby dining and entertainment — everything you need for effortless lake living!

74 Eleven West Court Unit 2C, Sunrise Beach

$274,500

4 Beds ⋅ 3 Baths ⋅ 3589898 MLS

Location, convenience, and plenty of space! Situated on the Westside of the Lake, this 4-bedroom, 3-bath home puts you close to local favorites like Papa Chubby’s and Paradise, with easy access to Westside shopping, dining, and everyday conveniences. When you’re ready to head across the Lake, Osage Beach and Lake Ozark are just a short drive away over the Community Bridge. Inside, more than 2,000 square feet provides a flexible layout with main-level living and additional space upstairs. The living area flows into a generously sized kitchen, while two large upstairs bedrooms offer tons of possibilities for guest space, kids, a home office, hobby room, or bunk-style setup. A newer roof and gutters take care of some of the important updates, while the attached garage adds everyday convenience. Set on a manageable lot in an established neighborhood, this home offers plenty of opportunity for a buyer ready to add their own finishing touches and make the space their own. If you’re looking for room to spread out, a convenient Westside location, and a price point that leaves room for personalization, this one deserves a look.

150 Kinchlow Ranch Road, Sunrise Beach

37 Lone Oak Court Unit 37, Sunrise Beach

$210,000

3 Beds ⋅ 2 Baths ⋅ 3589919 MLS

Well priced condo with resort style amenities. This unique property offers both indoor and outdoor pools, sauna, hot tub, tennis courts, sand volleyball, playground, club house, workout facility, day docks, and an enclosed fishing dock. It's paradise with something for everyone, making it an excellent choice for vacation rentals—ask for the rental history! This walk-in unit is ideally located across from all indoor amenities, perfect for guests. With 3 spacious bedrooms, including a primary suite with private lakeside deck access, 2 full baths, and just under 1,500 square feet. The open living area features a decorative wall and leads to a covered lakeside deck. The kitchen boasts newer appliances, countertops, refreshed cabinets, along with a lakeside dining area. New lighting throughout and updated HVAC. This unit is being sold turnkey, ready for you to start creating lake memories. Plus, enjoy the convenience of a 10x24 boat slip visible from the condo. Enjoy breathtaking views of the 11-mile marker. Visit this exceptional property today!

37 Lone Oak Court Unit 37, Sunrise Beach

$170,000

1 Beds ⋅ 1 Baths ⋅ 3589872 MLS

Coolest little cabin at the Lake. Great for a weekend retreat to enjoy what the lake has to offer. Sit out on your covered deck drinking coffee in the morning while you dog runs around in the big fenced front yard. Great Subdivision with paved road to your door. Close to town with all the shopping you would need. Large Lot for great expansion, shop and lots of parking. 14 x 30 garage with lots of electric plug in to make a work shop and store all you play toys. There is a deeded easement for ingress and egress to the Lake of the Ozark across the street. Near two marinas with possibility of a boat slip rental.

267 Long Acres Drive, Sunrise Beach

$395,000

4 Beds ⋅ 2 Baths ⋅ 3589667 MLS

Welcome to the peaceful Sedalia Boat Club, a quiet lakeside community located at the Forked Hollow Cove at the 13-mile marker in Sunrise Beach. This second-tier home offers a lake view along with access to desirable community amenities, including a boat/pwc dock, boat ramp, trailer parking and a charming old-school bathhouse and a community pavilion. This home features modern upgraded amenities merged with an amazing outdoor living space for a peaceful expience all while being close to attractions in Lake Ozark, Osage Beach, and surrounding areas. Whether you’re looking for a full-time residence, weekend retreat or vacation property, this home provides an inviting opportunity to enjoy the Lake of the Ozarks lifestyle away from the congestion of the more commercialized areas. Seller is offering a Concession toward a Rate Buy down with an acceptable Offer.

65 Niangua Road, Sunrise Beach

$399,900

3 Beds ⋅ 2 Baths ⋅ 3589375 MLS

Move-In Ready New Construction in Porto Cima! Welcome to easy, one-level living in this beautifully finished new-construction home located in the desirable Village of Four Seasons. With no steps and an open, functional layout, this home is designed for both comfort and convenience. Inside, you'll find beautiful finishes throughout, vaulted ceilings that create a bright and spacious feel, and a thoughtfully designed primary suite featuring a custom-built walk-in closet and a stunning walk-in tile shower. Step outside to enjoy your own private patio—perfect for morning coffee, entertaining, or relaxing after a day at the lake. Located in Port Cima, you'll have access to an impressive array of Village of Four Seasons amenities, including indoor and outdoor swimming pools, boat launches, fitness facilities, a community center, pickleball and tennis courts, playgrounds, and more. Whether you're looking for a full-time residence, weekend retreat, or lake getaway, this move-in-ready home offers the perfect combination of new construction, low-maintenance living, beautiful finishes, and resort-style amenities. Simply unpack, settle in, and start enjoying lake life!

473 Spring Creek Drive, Sunrise Beach

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Lake Keys, Powered by RE/MAX Lake of the Ozarks