None Homes under $400,000

Welcome to the heart of Missouri, where charming neighborhoods and affordable living come together seamlessly! If you’re on the hunt for a beautiful home under $400,000, you’ve come to the right place. This region boasts a variety of stunning properties that cater to diverse lifestyles, whether you’re a first-time homebuyer or looking to downsize.

Imagine waking up in a cozy, well-maintained home, surrounded by friendly neighbors and vibrant community spaces. The homes in this area reflect a perfect blend of modern amenities and classic charm, featuring spacious layouts, updated kitchens, and inviting outdoor spaces—ideal for entertaining family and friends or enjoying a peaceful evening under the stars.

The local community thrives with an array of parks, recreational facilities, and schools, making it a wonderful place for families. Additionally, you’ll find shopping centers, restaurants, and entertainment options just a stone’s throw away, ensuring that everything you need is within easy reach.

Living in this part of Missouri means you can enjoy the tranquility of suburban life while still being connected to the hustle and bustle of nearby urban centers. With homes priced under $400,000, you can secure a fantastic property without stretching your budget.

Whether you’re dreaming of a quaint bungalow or a contemporary two-story home, this area has something for everyone. Come explore the possibilities and discover your dream home in Missouri today! Your new adventure awaits in a community that feels just right.

Newest None Homes under $400,000

$349,900

4 Beds ⋅ 4 Baths ⋅ 3590858 MLS

Spacious 4-bedroom, 3.5-bath home situated on a generous lot in the heart of Warsaw! Located on a quiet dead-end street, this home offers plenty of living space, multiple entertaining areas, and convenient access to everything Warsaw has to offer. Step inside to discover an oversized living room with endless possibilities for furniture arrangements and entertaining guests. Just off the living room, step onto the upper deck overlooking the backyard, with stairs leading to an additional lower deck for even more outdoor enjoyment. The kitchen offers abundant cabinetry and countertop space, while the adjoining dining room provides plenty of room for family meals and gatherings. Upstairs, you'll find a spacious primary suite featuring a large private ensuite bathroom, along with two additional generously sized bedrooms and a full bathroom. The finished lower level offers an expansive recreation room complete with a wood-burning stove and walkout access to the backyard patio. An additional large bedroom downstairs could also serve as a home office, hobby room, or guest space, with a full bathroom conveniently located nearby. Schedule your showing today!

1519 Shady Lane, Warsaw

$219,000

3 Beds ⋅ 2 Baths ⋅ 3590807 MLS

One-Level Living, Plenty of Space, and Endless Possibilities! This newer 3-bedroom, 2-bath home offers the perfect combination of comfort, convenience, and room to spread out! Situated on a fantastic flat lot, this property features a HUGE fenced-in backyard with plenty of space for entertaining, pets, or outdoor activities. The backyard shed offers endless possibilities-think she shed, man cave, hobby space, or extra storage! The detached garage is a standout feature, complete with finished wood walls and a mini-split for heating and cooling, making it the perfect year-round hangout spot, workshop, or traditional garage. Inside, you'll love the convenience of an all-one-level layout that's move-in ready! Located just minutes from town, you get the space and privacy you've been looking for without sacrificing convenience. Move right in and start enjoying everything this property has to offer!

307 N Oak Street, Eldon

$299,900

3 Beds ⋅ 3 Baths ⋅ 3590777 MLS

Remodeled 3-bedroom, 3-bath home near Lake of the Ozarks in Gravois Mills, MO, offering approximately 1,810 finished sq. ft., a screened deck with hot tub, and a flexible split-level layout. The bright upper level features open living and dining spaces, updated flooring, recessed lighting, ceiling fans, and abundant natural light. The remodeled kitchen includes white cabinetry, butcher-block countertops, stainless appliances, a center island, and access to the outdoor living area. The finished lower level adds a spacious family room, third bedroom, and full bath, providing room for guests, a home office, or separate living space. Set on a gently sloping .80-acre lot with a 2-car attached garage, concrete drive, metal roof, private well, city sewer, and ductless mini-split heating and cooling. A detached man cave/she shed adds even more versatility for hobbies, work, entertaining, or a private retreat. Conveniently located near boating, marinas, dining, and Lake of the Ozarks recreation.

31851 Georgia Road, Gravois Mills

$159,000

2 Beds ⋅ 1 Baths ⋅ 3590842 MLS

Bring your contractor tools and design vision! Situated on a private, peaceful one-acre lot, this 2-bedroom, 1-bathroom home presents a rare blank canvas for investors, DIYers, or anyone looking to build custom equity in a gorgeous natural setting. The heavy lifting on the exterior has already been taken care of, featuring a brand-new roof on both the main house and the spacious outbuilding. Inside, the unfinished layout is ready for you to reconfigure, renovate, and make entirely your own. Nature lovers will fall in love with the location. Nestled just minutes away from the stunning hiking trails and outdoor recreation at Kings Bluff State Wildlife Area, this property offers a true country retreat. Plus, during the winter months, you can catch picturesque seasonal views of the Osage River right from your back porch. Whether you're dreaming of a weekend getaway or a customized rural homestead, the potential here is limitless. Don't miss out on a property with good bones, a new roof, and a prime location!

4 Kings Bluff Drive, Eugene

$299,900

3 Beds ⋅ 2 Baths ⋅ 3590834 MLS

Lake of the Ozarks living with a 10x24 boat slip included! Welcome to this beautifully updated 3-bedroom, 2-bath home nestled in Buck Creek Cove at the 8 MM. Offering 1,475 square feet of comfortable, main-level living, this property combines beautiful lake views, recent updates, and convenient access to the water. Step inside to discover updated flooring, refreshed bathrooms, and an inviting layout perfect for weekend getaways or everyday living. Enjoy your morning coffee or unwind after a day on the Lake while taking in the peaceful surroundings. The included 10x24 boat slip in the community dock makes getting out on the water a breeze! With nightly rentals permitted, this property also offers an exciting opportunity for those looking for an investment property or a personal getaway with rental potential. Whether you're searching for a full-time residence, weekend retreat, or investment opportunity, this property offers an appealing combination of value, convenience, and Lake lifestyle. Fresh price, fantastic opportunity, schedule your showing today!

33463 Rose Circle, Gravois Mills

$350,000

3 Beds ⋅ 2 Baths ⋅ 3590756 MLS

Need room for more than just your vehicles? This completely remodeled 3BR/2BA home in the heart of Osage Beach delivers something hard to find: a large, flat corner lot, TWO garages and adjoining land available for purchase separately! The oversized attached 2-car garage boasts 12' ceilings and 8' doors, while the detached 24x22 shop offers endless possibilities for hobbies, projects, storage or Lake toys. Inside, the extensive renovation goes far beyond cosmetics with a NEW roof, windows, septic, HVAC, well equipment, water heater, plumbing updates, kitchen cabinetry, granite countertops, stainless appliances, flooring, lighting and more. Enjoy a seasonal lake view, NO HOA dues & no monthly water or sewer bills. Located just off KK near the hospital, shopping, dining & Osage Beach Elementary in the Camdenton School District. Whether you're looking for a full-time home, extra workspace or room to expand with the neighboring lot/land, this property offers flexibility that's tough to duplicate. Move-in ready and priced at $350,000! The level yard offers space to enjoy the outdoors, while the convenient location keeps everyday errands close to home. All the major work is done! Hurry!

1884 Forestview Lane, Osage Beach

$315,000

2 Beds ⋅ 3 Baths ⋅ 3590811 MLS

Space, versatility, and value in Osage Beach—all offered at $315,000! With 1,926 square feet of living space and a two-car garage, this home offers an affordable opportunity to make it your own. The main level features a welcoming living room with a gas fireplace, dining area, kitchen, half bath, and laundry area. A three-season room provides a comfortable spot for morning coffee or unwinding at the end of the day. Upstairs, you'll find the primary suite, an additional bedroom and bathroom, plus a nook ideal for a home office, playroom, or bonus space. The basement offers a separate room ready to become your den, family room, or home theater. A small lower-level deck provides another spot to enjoy the outdoors. With two bedrooms, two and a half baths, and flexible spaces throughout, there's room to fit your lifestyle and budget. The septic tank needs replacement, with an estimated cost of $6,000–$7,000; the existing lateral field is reported to be in good condition.

1556 Leisure Court, Osage Beach

$280,000

9 Beds ⋅ 5 Baths ⋅ 3590776 MLS

Looking for an investment property with rental income already in place? Situated on just over 3 acres off Highway 7, this property features three manufactured homes, all currently rented and generating a combined $2,800 per month in rental income! The property includes two doublewide homes and one singlewide, each offering three bedrooms. Two of the homes have two bathrooms, while the third has one bathroom and an attached beauty shop that offers additional space with the potential to be converted into a fourth bedroom, home office, or another use to fit your needs. Additional features include a two-car garage and two storage sheds, providing extra space for storage and equipment. With all three homes currently occupied and producing rental income, this property offers a great opportunity for an investor looking to add to their rental portfolio!

39 Petticoat Junction, Camdenton

$160,000

5 Beds ⋅ 4 Baths ⋅ 3590757 MLS

INVESTMENT OPPORTUNITY JUST SOUTH OF CAMDENTON! Approximately 3.8+/- acres of level ground just off Old South 5 set the stage for your next renovation project or rental investment. Featuring a 2-bedroom, 2-bath ranch-style home with a trailer addition, plus a separate 3-bedroom, 2-bath single-wide, this property offers multiple ways to put your vision to work. Renovate the main home for resale, create a personal residence with a separate rental, or improve both dwellings and pursue two potential income streams. The main home requires extensive repairs, making this an opportunity for investors, flippers and buyers ready to tackle a substantial project. The approximately 15x70 single-wide offers an additional starting point for improvements and future use. With two existing dwellings, usable acreage and a location just south of Camdenton, the appeal is in the flexibility and potential to add value through renovation. Bring your contractor, explore the possibilities and make your next investment move! MOBILE HOME HAS NOT BEEN AFFIXED. PROPERTY IS BEING SOLD AS-IS.

337 Lester Drive, Camdenton

$129,900

2 Beds ⋅ 1 Baths ⋅ 3590733 MLS

Ideally situated between Truman Lake and the Lake of the Ozarks while remaining just a short drive from Warsaw, this property offers a great combination of space, convenience, and easy access to the water! Situated on approximately 1 acre, the home features a two-car carport, multiple storage buildings, and a large, flat backyard with plenty of room to enjoy. Inside, you'll find a spacious living room perfect for relaxing or entertaining, along with a dedicated dining area conveniently located next to the kitchen. The kitchen offers plenty of cabinetry and countertop space, while the large primary bedroom provides plenty of room to unwind. Just off the dining room is an inviting sunroom, offering another great space to relax or entertain. Two storage buildings out back provide additional room for tools, lawn equipment, and lake gear. Located close to multiple boat ramps on both Truman Lake and the Lake of the Ozarks and only a short drive from Warsaw, this property is a great option for full-time living or a lake-area getaway. Come take a look and see everything this property has to offer!

16310 Waggoner Road, Warsaw

$249,900

4 Beds ⋅ 2 Baths ⋅ 3590583 MLS

Beautifully remodeled 4-bedroom, 2-bath home in Iberia! Offering 1,680 finished sq. ft. on a 10,802 sq. ft. lot, this move-in-ready home was completely remodeled in March 2025. Updates include flooring, bathrooms, lighting, fixtures, and modern finishes throughout. The spacious kitchen features white cabinetry, dark countertops, a center island, and included appliances, opening to a welcoming dining area. Outside, enjoy a large 16' x 34' concrete patio, perfect for entertaining, plus a 10' x 12' chicken coop for a touch of country charm within city limits. Modern updates, generous living space, and outdoor amenities make this home a must-see! Offered at $249,900. Schedule your showing today!

213 Flora Street, Iberia

$325,000

4 Beds ⋅ 2 Baths ⋅ 3590787 MLS

Nestled in the heart of Eldon, this charming home offers a perfect blend of modern updates & a warm, hometown feel. Recently renovated from top to bottom, this residence features a new roof, completely revamped kitchen boasting a new island for enhanced functionality, new cabinet doors, tile back splash & so much more. The bathrooms have been transformed with new tile, fixtures, faucets, & lighting, each offering a convenient makeup vanity. Enjoy the durability & style of LVP flooring that extends throughout the home, while basking in the natural light that fills every room. With 4 spacious bedrooms, 2 of which include private bonus rooms, you'll find versatile spaces that can serve as playrooms, offices, or expansive walk-in closets. A new attached garage enhances the home & provides practical appeal. Situated on a generous double lot, it’s just a short walk to Eldon's expanding downtown area where coffee shops and fitness facilities await. Enjoy the area's community parks, walking trails, aquatic center, & other recreational activities. Eldon boasts excellent economic opportunities in manufacturing and is part of the Lake of the Ozarks for all the fun weekend activities!

619 E. 4th Street, Eldon

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Lake Keys, Powered by RE/MAX Lake of the Ozarks