Emerald Bay Condominium Homes under $400,000

Emerald Bay Condominium Homes under $400,000

Welcome to Emerald Bay Condominium, a hidden gem nestled in the picturesque Lake Ozark area of Camden County, Missouri. This charming subdivision offers a perfect blend of comfort, convenience, and community, making it an ideal choice for families, retirees, and anyone seeking a serene lifestyle by the water.

Emerald Bay boasts a variety of well-appointed condominiums, with many options available for under $400,000. These homes are designed with modern living in mind, featuring open floor plans, spacious balconies, and stunning views of the surrounding landscape. Imagine sipping your morning coffee while soaking in the serene beauty of Lake Ozark right from your own home!

Residents of Emerald Bay enjoy a wealth of amenities, including access to a private pool, well-maintained grounds, and community spaces perfect for gatherings and social events. The subdivision's prime location means you're just minutes away from local dining, shopping, and recreational activities. Whether you’re an avid boater looking to explore the expansive lake or a nature enthusiast eager to hike the nearby trails, Emerald Bay puts you in the heart of it all.

Moreover, the friendly community atmosphere fosters connections among neighbors, ensuring you'll feel right at home from day one. With affordable housing options and a vibrant lifestyle, Emerald Bay Condominium is the perfect place to start your next chapter in beautiful Lake Ozark. Come discover the charm of Emerald Bay and make it your home today!

Newest Emerald Bay Condominium Homes under $400,000

116 Emerald Bay Drive Unit 2B, Lake Ozark
$299,500
2 Beds ⋅ 2 Baths ⋅ 3589990 MLS
Wake up to striking lake views in this 2 bedroom, 2 bath condo which offers the perfect blend of a personal retreat and investment opportunity. The spacious living area features a new compliant electric fireplace creating an inviting focal point for winter visits and flows seamlessly into the dining area and kitchen bar. Enjoy the updated HVAC and refreshed decor throughout including new light fixtures and fans enhancing the appeal of the unit making it "move in ready". New high quality screens and a retractable sun shade accent the outdoor deck via the full sliding doors and make it an ideal retreat. The complex has also benefited from recent improvements, including all new roofs, upper pool deck refresh and resurfaced the tennis/pickelball courts, all of which have been paid. Adding evn more versatility, the condo has an esablished rental history and has generated rental income, making it an attractive opportunity seeking both a beautiful lake retreat and income-producing potential. If you're looking for a peaceful getaway, low-maintenance home or investment with a proven rental track record, this property offers an exceptional opportunity to enjoy the best of lake living.

116 Emerald Bay Drive Unit 2B, Lake Ozark
116 Emerald Bay Drive Unit 3D, Lake Ozark
$279,900
3 Beds ⋅ 2 Baths ⋅ 3590195 MLS
Top-floor lake view condo in Emerald Bay with a 12x32 boat slip, located in the heart of Horseshoe Bend. This fully furnished, turnkey 3-bedroom, 2-bath condo offers panoramic Main Channel views and effortless lake living. The property has been used as a short-term rental with a strong rental history. The open-concept layout features a spacious living area and bright kitchen with stainless steel appliances, breakfast bar, and ample cabinet space. The primary suite includes direct deck access, double vanity bath, and lake views. Two additional bedrooms offer flexibility for guests, family, or rental use. Enjoy the newly built cedar deck (2024) overlooking Lake of the Ozarks, ideal for morning coffee or sunset dining. This top-floor unit provides added privacy, natural light, and elevated views. Emerald Bay amenities include a newly renovated pool, tennis court with basketball hoop across from the unit, plus a second lakefront pool and clubhouse. Recent updates include HVAC (2022), refrigerator (2025), and newer roofs throughout the complex. Convenient to Bagnell Dam dining, shopping, and entertainment. Move-in ready for full-time living, weekends, or investment use.

116 Emerald Bay Drive Unit 3D, Lake Ozark
26 Emerald Bay Court Unit 1A, Lake Ozark
$225,000
2 Beds ⋅ 2 Baths ⋅ 3590155 MLS
BIG VIEWS, PROTECTED SLIP & READY FOR LAKE LIFE! Enjoy impressive main-channel views from this furnished 2-bedroom, 2-bath condo at Emerald Bay. The open living, dining and kitchen area keeps the lake in view and flows right out to the covered deck, the perfect spot for morning coffee, evening cocktails or watching the boats go by. The kitchen was updated in 2022, while a primary bath update and NEW HVAC in 2026 add comfort and peace of mind. Your 10x32 boat slip is located in a protected cove, giving you convenient lake access without the main-channel exposure. Emerald Bay offers community pools, clubhouse and tennis courts, with cable and internet included in the assessments. Nightly rentals are allowed, giving you the flexibility to enjoy it as your personal lake getaway or explore rental potential, although this unit has never been used as a rental. Located at the 14 MM and just minutes from the heart of Lake Ozark. Come for the view, stay for the lifestyle!

26 Emerald Bay Court Unit 1A, Lake Ozark
44 Emerald Bay Court Unit 2B, Lake Ozark
$325,000
2 Beds ⋅ 2 Baths ⋅ 3590049 MLS
Your Lake of the Ozarks getaway starts here! This 2-bedroom, 2-bath end-unit condo at Emerald Bay offers 1,123 sq ft of comfortable one-level living with only three steps to the unit. Step inside to an open living space with a fireplace, plenty of natural light, and easy access to the covered deck overlooking the lake. The primary suite features a private bath with dual sinks and a walk-in closet, while the spacious second bedroom is ready for family and guests. A 12x28 boat slip is included, keeping lake days close and convenient. The condo is offered furnished with appliances, and Emerald Bay provides community pools, a clubhouse, a fitness area, tennis courts, and more. Located at the 14 MM with easy access to everything Lake Ozark has to offer by land or water. A great option for a personal lake retreat, full-time living, or rental potential—all at $325,000.

44 Emerald Bay Court Unit 2B, Lake Ozark
116 Emerald Bay Drive Unit 2C, Lake Ozark
$275,000
2 Beds ⋅ 2 Baths ⋅ 3590134 MLS
THAT VIEW ISN’T A BACKDROP—IT’S YOUR EVERYDAY VIEW! This fully furnished 2BR/2BA condo delivers huge, unobstructed main channel views in a peaceful setting down HH, yet you're just minutes from Osage Beach shopping, dining, golf and entertainment. The open floor plan leads to a screened deck with a front-row seat to the lake. HVAC was replaced just 2 years ago, and nightly rentals are allowed, making this a great option for a personal getaway, full-time living or investment property. A 12x28 boat slip PLUS PWC slip are included, so you're ready to hit the water. The unit is conveniently located directly across from one of two community pools and the tennis courts. Additional amenities include a clubhouse, fitness area and double storage. Fully furnished, turn-key and ready to enjoy—just bring your bags and start living the lake life!

116 Emerald Bay Drive Unit 2C, Lake Ozark
214 Emerald Bay Drive Unit 2B, Lake Ozark
$360,000
3 Beds ⋅ 2 Baths ⋅ 3588819 MLS
Welcome to Emerald Bay, where lake living meets convenience! This beautifully updated 3-bedroom, 2-bath walk-in condo offers stunning main channel views and comes fully furnished, making it truly move-in ready. The open floor plan flows seamlessly to an extra-large extended lakeside deck, creating exceptional outdoor living and entertaining space. Included is a 12x28 boat slip, providing easy access to all the fun Lake of the Ozarks has to offer. Ideally located by both land and water, you are just minutes from popular waterfront restaurants, golf courses, shopping, entertainment and everyday conveniences. Emerald Bay features a lakeside community pool, well-maintained grounds, and affordable HOA dues, making ownership both enjoyable and economical. Whether you are searching for a full-time residence, weekend getaway or investment opportunity, this property checks every box. Established nightly rentals for this unit provide excellent income potential. Don't miss this opportunity to own an updated, furnished condo with breathtaking lake views in one of the lake's most desirable communities! Call for your private tour today.

214 Emerald Bay Drive Unit 2B, Lake Ozark
214 Emerald Bay Drive Unit 1B, Lake Ozark
$299,000
2 Beds ⋅ 2 Baths ⋅ 3588820 MLS
Experience the best of Lake of the Ozarks living in this beautifully updated 2-bdrm, 2-bth condo at Emerald Bay! Featuring stunning main channel views, this move-in-ready property comes fully furnished & includes a 10x24 boat slip w/ 4000# hoist, making it ready for immediate enjoyment. The open-concept floor plan offers comfortable living & entertaining space, while the lakeside deck provides the perfect setting for morning coffee, outdoor dining or relaxing while taking in the breathtaking lake views. Conveniently located by both land & water, you'll be just minutes from popular waterfront restaurants, golf courses, shopping & entertainment. Emerald Bay is a highly desirable community featuring a lakeside pool, beautifully maintained grounds & affordable HOA dues. Established nightly rentals within the complex make this an excellent investment opportunity, vacation getaway, or full-time residence. Whether you're boating, golfing, dining, or simply enjoying the lake lifestyle, this condo offers the ideal combination of location, convenience & value. Don't miss your opportunity to own a lakefront property in one of the area's most sought-after communities!

214 Emerald Bay Drive Unit 1B, Lake Ozark
214 Emerald Bay Drive Unit 1A, Lake Ozark
$335,000
3 Beds ⋅ 2 Baths ⋅ 3588085 MLS
Lake life feels effortless at Emerald Bay. This 3-bedroom, 2-bath main-level condo pairs everyday comfort with a front-row seat to the water, featuring bright, welcoming interiors and a covered deck made for morning coffee, sunset views, and everything in between. This unit comes fully furnished and set up as an income producing nightly rental. Step outside and enjoy easy walkout access to your own boat slip right in front of your unit, plus resort-style amenities including two saltwater pools, a fitness center, basketball court, and tennis court. Set near the 14 MM, you’re close to favorite lakefront dining, golf, shopping, and entertainment. Currently being used as a short term rental that is booked up all summer long. Whether used as a weekend retreat, full-time escape, or investment opportunity, this condo is ready for its next chapter. Call for a private showing today !

214 Emerald Bay Drive Unit 1A, Lake Ozark
116 Emerald Bay Drive Unit 2D, Lake Ozark
$319,900
3 Beds ⋅ 2 Baths ⋅ 3587334 MLS
Located at the Lake of the Ozarks, this stunning turnkey 3BR/2BA end-unit condo offers the perfect blend of luxury, comfort, & investment potential. Featuring privacy, a coveted 12x36 boat slip, & an oversized covered deck w/breathtaking 180° Main Channel views, this is lake living at its finest. Enjoy peaceful sunrise mornings & unforgettable sunset evenings from your private outdoor retreat. Inside, the spacious primary suite showcases incredible lake views, while 2 additional guest bedrooms are thoughtfully separated for enhanced privacy & comfort. The open-concept living & dining area flows seamlessly into the beautifully updated kitchen, complete w/quartz countertops & panoramic lake views throughout. Natural light pours into every room thanks to the end-unit location. Additional highlights include private storage unit, oversized boat slip, & turnkey convenience, making this condo ideal as for full-time, weekend getaway, or income-producer. Located off Horseshoe Bend, you’ll have quick access to some of the Lake’s best dining, shopping, & entertainment. For breathtaking views, large boat slip, & move-in-ready lakefront retreat w/rental potential, this condo checks every box.

116 Emerald Bay Drive Unit 2D, Lake Ozark
92 Emerald Bay Drive Unit 2B, Lake Ozark
$299,800
2 Beds ⋅ 2 Baths ⋅ 3587296 MLS
Positioned within the highly sought-after Emerald Bay community, this updated condo captures commanding main channel views, refined interior finishes, and an exceptional indoor-outdoor living experience complete with a 12x32 boat slip. The open-concept interior is layered with upscale details including tray ceilings, updated flooring, designer backsplash, stainless steel appliances, and an inviting breakfast bar that anchors the kitchen and living space. Expansive multi-panel sliding glass doors fully open to the screened lakeside deck, blurring the line between indoor comfort and outdoor entertaining. Elevated above the water, this remarkable space features composite decking, a fireplace, mounted TV, and sweeping panoramic views. The private primary suite offers direct deck access and a custom walk-in closet. Offered fully furnished and turnkey, this residence is ready for immediate enjoyment. Included are boat slip F13 in Dock F with a 6500 lb hoist and storage unit #28. Emerald Bay amenities include pools, tennis courts, clubhouse access, and a central lake location moments from waterfront dining, golf, and entertainment.

92 Emerald Bay Drive Unit 2B, Lake Ozark
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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Lake Keys, Powered by RE/MAX Lake of the Ozarks

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