Monarch Cove Condominium Homes under $400,000

Monarch Cove Condominium Homes under $400,000

Welcome to Monarch Cove Condominium, a picturesque retreat nestled in the heart of Lake Ozark, Missouri. This charming subdivision offers an idyllic blend of comfort, convenience, and community, making it an attractive choice for families, retirees, and anyone seeking a serene lifestyle by the water.

Monarch Cove is perfectly situated in Camden County, just moments away from the stunning shores of Lake of the Ozarks. Residents enjoy easy access to a wealth of outdoor activities, including boating, fishing, and hiking, as well as a vibrant local scene filled with dining, shopping, and entertainment options. Whether you’re looking to spend a day on the water or explore the nearby state parks, this location truly offers something for everyone.

One of the standout features of Monarch Cove is its selection of homes priced under $400,000. These well-appointed condominiums provide an excellent opportunity for first-time buyers or those seeking a vacation getaway without breaking the bank. With modern amenities, spacious layouts, and beautiful views, these homes offer both comfort and style. Imagine sipping your morning coffee on a private balcony, surrounded by nature’s beauty, or hosting friends and family in your cozy living space.

At Monarch Cove, you’ll find a welcoming community that values both relaxation and recreation. With its prime location, affordable housing options, and a wealth of nearby attractions, this subdivision is not just a place to live—it's a lifestyle waiting to be embraced. Come discover your new home in Monarch Cove and experience the magic of Lake Ozark living!

Newest Monarch Cove Condominium Homes under $400,000

183 Upper Monarch Cove Unit 5 F, Lake Ozark
$400,000
3 Beds ⋅ 3 Baths ⋅ 3588704 MLS
Lake life is calling at Monarch Cove! This 3-bedroom, 3-bath lakefront condo offers the perfect combination of location, comfort, and convenience at the 2 MM of the Osage. Situated in an end-unit location, the open, single-level floor plan is designed for easy lake living with plenty of space to gather, relax, and enjoy your time at the water. Step outside onto the covered deck and settle into the Lake of the Ozarks lifestyle, whether you're enjoying a quiet morning or winding down after a full day on the water. Offered furnished and ready to enjoy, this condo also includes a 12x32 boat slip in the community docks, making it easy to start your lake adventures from day one. Monarch Cove features a community pool, adding another great place to relax and enjoy those summer days. Nightly rentals are allowed, giving buyers the flexibility to use the property as a full-time residence, lake getaway, or potential investment property. Located on Horseshoe Bend with convenient access to everything Lake Ozark has to offer, this is your opportunity to spend less time on upkeep and more time enjoying the Lake!

183 Upper Monarch Cove Unit 5 F, Lake Ozark
85 Monarch Cove Court Unit 3E, Lake Ozark
$385,500
3 Beds ⋅ 2 Baths ⋅ 3589233 MLS
Welcome to this beautifully updated move in ready freshly painted turn-key home! Designed and highlighted with thoughtful details, designer finishes and stunning main channel views! The open concept living area is perfect for both everyday living and entertaining. The living area leads out to a wonderful covered deck-the perfect place to relax and soak up the views. The Kitchen boasts of sleek sultry dark cabinetry, granite countertops, and stainless appliances-all illuminated by the natural light that fills the home. The primary suite is your own personnel retreat, allowing you to enjoy the view from the moment you open your eyes and comes complete with an oversized custom tiled walk in shower. With two nice size guest bedrooms there is plenty of room for all your friends and family. The 12x36 boat slip tips the scale and is an added bonus. A fantastic opportunity for a primary residence, vacation getaway, or investment in a highly desirable area. A well maintained complex that offers 3 pools, 2 hot tubs, an outdoor kitchen, elevator, pet area and rentals allowed all make this complex the perfect choice. Centrally located with convenient access to shopping, dining and nightlife.

85 Monarch Cove Court Unit 3E, Lake Ozark
151 Upper Monarch Cove Drive Unit 3E, Lake Ozark
$290,000
2 Beds ⋅ 2 Baths ⋅ 3589363 MLS
Gorgeous walk in level unit located at Lake of the Ozarks in the highly coveted Monarch Cove Condominiums. This unit will come fully furnished, turnkey ready for you to enjoy the Lake Ozark vibes. Featuring 9 ft ceilings, easy care wood, tile floors, fresh paint and updates throughout. The unit is a walk in level with no steps from parking lot to door. As you head in the living, kitchen and dining room are open concept and head out to the Lakeside patio to take in the views!! Master bedroom suite is also located lakeside with a spacious full bathroom and walk in closet. The guest bedroom is located on the roadside of the unit, along with full bath. The unit will come with a 12x32 slip in a protected dock. The complex also features elevators, heated pools, hot tubs, outdoor grill areas and much more. A boardwalk that wraps around the Lakeside with beautiful landscaping and Lake Ozark views. Monarch Cove is one of the most coveted locations as it is at the beginning of Horseshoe bend, minutes from Bagnell Dam strip, shopping, dining and night life. Monarch allows for nightly rentals for those looking for an investment opportunity. Call to day to schedule your private tour.

151 Upper Monarch Cove Drive Unit 3E, Lake Ozark
85 Monarch Cove Court Unit 6B, Lake Ozark
$369,900
3 Beds ⋅ 2 Baths ⋅ 3589007 MLS
Welcome to your Serene Lakefront Retreat! This spacious 3 Bedroom, 2 Bathroom, top floor condo features VAULTED ceilings that create an open, airy feel throughout. Enjoy your morning coffee or unwind at sunset with Beautiful Views of the LAKE from the screened in deck. Enjoy Peaceful walks along the boardwalk that runs all the way around the complex. Convenient ELEVATOR access brings you right to the unit, combining ease with privacy and peace. Whether you're entertaining guests or seeking a quiet escape; this unit offers the perfect balance. With THREE POOLS on the property there's no overcrowding in the summer. Nightly rentals are allowed for the savvy investor. Let your new LAKE escape pay for itself! A rare find- don't miss your chance to make it yours! Agent Owned.

85 Monarch Cove Court Unit 6B, Lake Ozark
85 Monarch Cove Road Unit 3D, Lake Ozark
$359,000
3 Beds ⋅ 2 Baths ⋅ 3587105 MLS
Don't miss out on this beautiful walk-in end unit at Monarch Cove. That's correct No steps from the parking lot to the door of this awesome 3-bedroom 2 bath condo. And the elevator is about a dozen steps from the front door of the unit waiting to take you to the 12x36 boat slip and/or the 2 PWC slips. This is a Turn-Key sale so you can stay in your new condo the first night! Being an end unit it provides a main channel and cove view for your enjoyment. This very clean unit is ready to be Yours! Enjoy Monarch Cove living with the amazing pools and the location is just minutes from golf, shopping, restaurants, and Bagnell Dam.

85 Monarch Cove Road Unit 3D, Lake Ozark
183 Upper Monarch Cove Drive Unit 2F, Lake Ozark
$379,900
3 Beds ⋅ 3 Baths ⋅ 3584107 MLS
BEST DEAL at Monarch Cove! This SUPER NICE 3BR, 2.5BA condo offers the space, comfort, and views you’ve been waiting for! Experience the difference a generous 1,400+ sq ft floor plan makes—perfect for hosting family and friends who will want to extend their stay! As a highly desirable end unit, enjoy an abundance of natural light streaming through additional side windows. The updated kitchen features granite countertops and opens seamlessly to the living and dining areas. The lakeside primary suite is a true retreat with a spa-style bath complete with jetted tub, walk-in shower, and walk-in closet. Relax for hours on the deck taking in spectacular main channel views. Owners and guests love Monarch Cove for its resort-style amenities including three pools, hot tubs, outdoor kitchen, elevators, lush grounds, and a scenic shoreline walking path. New HVAC in 2021. Turnkey package includes furnishings, 12x32 boat slip with 4,000 lb lift, and a PWC slip—an easy way to get started at the Lake! Ideally located at the 2MM by water and just off Duckhead & HH by land—only minutes to Hwy 54 and the Bagnell Dam Strip area, with convenient access to popular lakeside restaurants.

183 Upper Monarch Cove Drive Unit 2F, Lake Ozark
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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Lake Keys, Powered by RE/MAX Lake of the Ozarks

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