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$225,000
4 Beds 2 Baths 3588587 MLS
Step into historical charm with this gorgeous 2-story, 4-bed, 1.5 bath all-brick brownstone in the heart of the Jefferson City historic district. Character & charm abound in this solid, highly insulated home on a quiet street in a great family neighborhood. You will love the original hardwood floors throughout, solid wood doors, & updated electrical & lighting. There is plenty of room to grow with a spacious walk-up attic & a full unfinished basement! The main level boasts a large living room with fireplace & formal dining room featuring a beautiful wooden arched entry & tons of natural light. The kitchen offers tile floors, newer cabinets, & natural gas stovetop. A front sunroom serves as a perfect office or sitting area, while the covered front porch & spacious rear deck provide comfortable outdoor spaces. The front yard is beautifully landscaped with butterfly perennials on a level lot. Bonus: All appliances stay, including the washer, dryer, & water softener, & furniture is negotiable! Key updates have been meticulously completed while preserving history, including original interior windows paired with new exterior storm windows. Make your appointment to see it right now!

811 Fairmount Boulevard, Jefferson City

$225,000
2 Beds 1 Baths 3588625 MLS
Welcome home to 131 Poplar in Camdenton, MO! This charming, move-in ready 2-bedroom, 1-bathroom home offers just under 1,200 square feet of comfortable, single level living space. The true heart of this home is the massive, ultra-spacious kitchen, which is completely flooded with natural light from an abundance of large windows. This bright and airy kitchen flows seamlessly into an oversized living room, creating a highly functional layout with a wonderfully open feel. Step outside to your own private retreat! The level city lot features a fully fenced backyard complete with two raised garden beds and an established fire pit area that is perfect for outdoor entertaining. Best of all, you are just a short, convenient walk away from historic downtown Camdenton.

131 Poplar Street, Camdenton

$225,000
3 Beds 2 Baths 3588379 MLS
Charming A-frame lakefront retreat in Ivy Bend at the 58-mile marker! This inviting 3-bedroom, 1.5-bath lake home offers a cozy open layout perfect for weekend getaways, full-time living, or entertaining family and friends. One bedroom and the half bath are located in a separate guest space with a private entrance, creating the perfect setup for visitors, additional sleeping quarters, or flexible use space. Step outside and enjoy lake views from the spacious deck, gather around the fire pit in the evenings, and take advantage of the private dock featuring a boat lift and swim dock for endless days on the water. Conveniently located in the same cove as the popular Surfside Bar & Grill, making lakeside dining and entertainment just minutes away by boat or car. A local hardware store is also located within approximately one mile for added convenience. Whether you're looking for a relaxing weekend escape, vacation rental opportunity, or full-time lake residence, this property combines comfort, charm, and the best of the Lake of the Ozarks lifestyle.

33272 Swim Beach Road, Stover

$225,000
5 Beds 3 Baths 3588187 MLS
Space, comfort, and incredible value all come together in this beautifully maintained home! This spacious 5-bedroom, 2.5-bath home provides the flexibility every buyer is looking for—extra bedrooms, a home office, hobby space, or room to entertain. The fully fenced yard is perfect for kids and pets. Expansive back deck overlooking the yard or gathering around the 16' concrete patio, an ideal spot for a fire pit, outdoor dining, or hosting friends and family. You'll love the impressive 24' x 30' detached two-car garage/shop, offering plenty of room. Inside, you'll appreciate the thoughtful layout with generous living areas on both levels. The main floor features three nice size bedrooms, one full bath, spacious living room with decorative fireplace, and a convenient half bath, while the finished lower level offers two additional bedrooms, another full bath, tons of storage, and versatile space that can easily adapt to your family's needs. Conveniently located just minutes from Tipton schools, parks, shopping, and local amenities, this home offers the perfect combination of space, convenience, and affordability. Opportunities like this don't last long.

130 Center Street, Tipton

$225,000
3 Beds 2 Baths 3588084 MLS
Welcome to 1545 Highway O in Gravois Mills—a unique property offering a blend of convenience and scenic surroundings. Situated on a beautiful half-acre wooded lot across from Indian Rock Golf Club, this charming ranch home features 3 bedrooms, 2 bathrooms and a completely seperate living area. Step inside to discover an inviting living space highlighted by a decorative inverted vaulted ceiling and fireplace that creates the perfect gathering spot. The functional main floor plan includes two bedrooms (no closets) each offering deck access. Adding exceptional value is the separate guest suite/apartment featuring a living space, bedroom, bathroom, AC unit, and private exterior access. Ideal for guests, family, a home office, rental income opportunity, or hobby space, this versatile addition offers endless possibilities. Outdoor living is a true highlight with multiple decks and patio overlooking the private and wooded backyard. A convenient circle drive provides ample parking, while the premium location is just minutes from the lake, dining, shopping, and recreation. This one-of-a-kind property combines character, flexibility and convenience complete with a tranquil setting.

1545 Highway O, Gravois Mills

$225,000
2 Beds 1 Baths 3587931 MLS
Back on Market by no fault of seller! Unique 5-acre property at the edge of Laurie, just a half mile off Highway 5. Featuring over 3,500 square feet of combined space, this property includes a remodeled 2-bed, 1-bath farmhouse with updated wiring, windows, doors, flooring, pellet stove, and PTAC unit. Also included is a framed and roofed 2-bed, 1-bath new construction home with attached garage, concrete floors, plumbing and ductwork already in place. A third cinder block building offers additional potential, while the extra-deep 960 sq ft detached garage provides excellent storage or workshop space. Survey completed. Mostly open, well-maintained acreage with endless possibilities for multi-generational living, rental income, or future expansion.

33092 Lake Trail Road, Gravois Mills

$225,000
3 Beds 2 Baths 3587771 MLS
Lake Life Made Easy at Pomme de Terre Lake - Welcome to your perfect weekend escape! This fully furnished 3-bedroom, 2-bath lake house at Pomme de Terre Lake offers the ideal blend of comfort, convenience, and fun at PDTL. Located less than a quarter mile from the water, you’re just minutes from boating, fishing, and all things lake life. The home comes furnished with everything you need, including all appliances and a washer and dryer—making this a truly turnkey opportunity. Simply bring your clothes, food, and friends, and start enjoying lake life right away. Enjoy easy access to a nearby boat ramp and a golf cart–friendly community that makes getting to and from the lake a breeze. The property also features a spacious detached 20x40 garage w/ electricity for your RV, perfect for storing boats, jet skis, RV's, and all your lake toys. With a comfortable layout, three bedrooms, and two bathrooms, this home is ideal for weekend getaways, hosting family and friends, or even as a potential short-term rental. Whether you’re looking for a personal retreat or an investment near the lake, this property checks all the boxes. Owner agent.

22826 Gavitt Lane, Wheatland

$225,000
4 Beds 3 Baths 3587230 MLS
Some properties check the boxes. Others make you start thinking about what they could become. Set on 1.10 acres at the 39MM, this 4BR/3BA home offers the kind of opportunity that’s getting harder to find at the Lake—space, privacy, and room to create something even bigger over time. The main level was designed for easy living with an open gathering space, primary suite, and additional bedrooms, while the walkout lower level creates flexibility for guests, extended family, or a second living area. Outside, decks overlook the peaceful cove setting, giving you the kind of place where weekends naturally slow down and evenings last a little longer. And with flat ground near the home, there’s room to expand—whether that means adding a garage, extra storage, outdoor entertaining space, or continuing to invest into the property over time. Whether you’re searching for a full-time place at the Lake, a weekend escape, or a property with long-term rental and investment potential, this is the kind of opportunity that’s becoming harder to overlook.

3975 Chelsie Road, Laurie

$225,000
3 Beds 2 Baths 3582577 MLS
Have you been looking for a FLAT lot, beautiful lake views, great lake access, that won’t break the bank? Then stop what you’re doing now and come see this home! Featuring 270-degree views, single level ranch floorplan, gated entrance to the subdivision, and city utilities, this home is as low maintenance as they come!! With a new roof, this home is ready for you to put your finishing touches on it! Located at the mouth of the Gravois arm, this home is close to EVERYTHING!! From the home, you are minutes away from Tap and Grill, Millstone RV Park & Marina, and just a short boat ride from Jolly Rogers, Alhonna, Camden on the Lake, and Coconuts. Enjoy your days watching the boats go by or throw the boat in the water and enjoy the fun! With ease of living at the forefront of the experience with this property, it is not one you are going to want to miss! Jump on it before it’s gone!

31527 Tonys Point, Gravois Mills

$224,900
2 Beds 2 Baths 3588639 MLS
WOW! Don't miss this beautifully maintained, move-in ready home offering 2 bedrooms, 1.5 bathrooms, and approximately 1,010 square feet of comfortable one-level living. The spacious kitchen features abundant cabinetry and opens to the dining area, creating a functional layout for everyday living and entertaining. A large laundry room provides additional storage and convenience. Situated on a gorgeous park-like 2 lots, the outdoor space is just as impressive with a covered front porch, back deck, gazebo, and a 40' x 23' shop with concrete floor and a wood stove—perfect for hobbies, storage, or a workshop. Located in a growing community known for excellent employment opportunities and a highly regarded school district. This property combines small-town charm with modern convenience. Schedule your private showing today!

609 4th Street, Eldon

$220,000
4 Beds 2 Baths 3587918 MLS
Welcome home to this inviting 4-bedroom property tucked away on a quiet cul-de-sac in the desirable Seven Trails West subdivision in Camdenton! This home offers comfort, space, and convenience. The functional layout provides room for family, guests, a home office, or hobbies, while the partially finished lower level adds flexibility and opportunity. The second full bathroom has already been started, making it easy to finish to create an en suite 4th bedroom and add even more equity. Step outside to enjoy the large, fully fenced backyard with peaceful wooded privacy—perfect for kids, pets, entertaining, or relaxing evenings on the deck. A two-car garage offers ample storage and convenience. Located just minutes from Camdenton schools, shopping, dining, and everyday conveniences, this affordable home is move-in ready and full of potential. Don’t miss your chance to make this one your own!

401 Christopher Dr, Camdenton

$220,000
2 Beds 1 Baths 3587210 MLS
Charming lakefront cabin delivers the perfect blend of relaxation, comfort, and value. Whether you’re looking for a full-time retreat, weekend getaway, or investment opportunity, this property is packed with upgrades and ready to enjoy from day one. Inside, the smartly designed layout maximizes every space. The spacious master suite features an electric fireplace, office nook, and balcony overlooking the water. Start mornings in the cozy dining nook with beautiful lake views and coffee in hand. The fully remodeled 2023 kitchen showcases quartzite countertops, a large island, and brand-new stainless steel appliances — ideal for entertaining. Efficient mini-split systems provide year-round heating and cooling comfort. Step outside to enjoy lake living at its best. The oversized deck with a roll-out canopy is perfect for relaxing or hosting guests. Easy water access is provided by both a tram and staircase leading to the two-slip dock, and the outdoor shower is perfect after a fun day on the lake. Adding even more value, a newly constructed 2024 detached metal building with dual-entry doors offers abundant storage, workshop space, or room for all your lake toys.

624 Look Out Drive, Edwards

$219,900
2 Beds 1 Baths 3589111 MLS
Motivated sellers are offering an incredible opportunity to own an affordable Lake of the Ozarks getaway with lake access and an included 10x24 boat slip! Whether you're searching for a weekend retreat, an investment property, or a place to enjoy year-round, this home is ready to help you make the most of lake living. This inviting 2-bedroom, 1-bath home offers easy access to the water, so your next day on the lake is only moments away. Launch into endless days of boating, fishing, tubing, and sunset cruises, then come home to relax in a peaceful setting. Furnishings are included, making this home nearly move-in ready and allowing you to start enjoying the lake from day one. An additional storage area provides plenty of room for life jackets, fishing gear, and other lake essentials. Affordable opportunities like this don't come around often. With motivated sellers, lake access, an included 10x24 boat slip, and furnishings that make moving in a breeze, this property is ready for its next owners to start making unforgettable Lake of the Ozarks memories.

31137 Highland Road, Rocky Mount

$219,900
3 Beds 2 Baths 3588695 MLS
Welcome to 304 N Spruce Street in Eldon, MO! This charming 3-bedroom, 2-bath ranch offers the perfect combination of comfort, affordability, and move-in-ready convenience. Situated on a quiet corner lot in a desirable neighborhood, this well-maintained home features beautiful hardwood floors, knotty pine accents, and an updated kitchen and bathroom that add warmth and character throughout. The spacious living areas create an inviting atmosphere, while the full walkup basement provides excellent storage, second bathroom & Laundty area. Outside, you'll appreciate the level yard, relaxing patio, and built-in one-car carport with additional storage. Whether you're a first-time homebuyer, looking to downsize, or searching for a solid investment property, this home checks all the boxes. Conveniently located in a growing community with excellent employment opportunities and a highly regarded school district, you'll enjoy small-town living with everyday conveniences just minutes away. Don't miss your opportunity to own this adorable, well-cared-for home—schedule your private showing today!

304 N. Spruce Street, Eldon

$219,900
3 Beds 2 Baths 3588322 MLS
This home has 3 Bedrooms 1½ Bathrooms with 1,682 sq. ft. of living space. This unique home is situated on two large lots. Spacious open-concept family room with a working fireplace. Bright, airy floor plan with beautiful transom windows and 9-foot ceilings. Gorgeous new flooring with new luxury wood plank trim. Has many more updates in 2026 with new paint, new electrical, new 3 ton HVAC, new ductwork, new attic fan, new water heater, new Nortz Computerized gas heat demand boiler (which saves a ton on heating cost),new sump pump & much more. Home has a Eat-in kitchen with retractable sliding entry door, stainless steel appliances, double sinks, and custom cabinetry. Large glass doors leading to a 225 sq. ft. patio perfect for entertaining. Kitchen has a large walk-in pantry with floor-to-ceiling storage. This lovingly cared for architect-designed home combines classic mid-century style with quality craftsmanship and thoughtful updates throughout. The exterior of the home has extremely hard old growth Redwood siding that was brought in from California. This is a must see home to appreciate.

302 S Ross St, Versailles

$219,000
1 Beds 1 Baths 3588666 MLS
Discover the perfect blend of country living and investment potential with this unique property situated on 4.3 fully fenced acres. The cozy 1-bedroom home offers comfortable living, while the additional 448-square-foot dwelling unit provides endless possibilities. Complete with its own septic system, sink, toilet, and hot water heater, it’s ready to be finished, making it ideal as a guest house, rental, home office, or private living quarters. Outside, you’ll find plenty of room to work, play, and store your equipment. The 30’ x 18’ metal shop features a durable concrete floor, perfect for hobbies, projects, or business use. A storage shed with a metal roof and a convenient carport add even more functionality to the property. Whether you’re looking for a peaceful country retreat, a property with income potential, or space to expand, this versatile acreage offers endless opportunities.

26298 7 Highway, Warsaw

$219,000
5 Beds 3 Baths 3588444 MLS
This charming 5-bedroom, 2.5-bath home is full of timeless details you just don't find anymore. From the original hardwood floors to the quirky built-ins throughout the home, every room has its own personality. Step through the front door into a welcoming living room that sets the tone for the rest of the home. Just off the living room, you'll find two main-level bedrooms and a full bathroom. The beautifully remodeled kitchen blends modern updates with classic charm and serves as the heart of the home. Beyond the kitchen is a second living space featuring a cozy wood-burning stove. Whether you need a family room, formal dining room, playroom, or entertaining space, this room gives you plenty of options. Just off the second living area, the sunroom is the perfect place to enjoy your morning coffee, unwind after a long day, or soak in the natural light year-round. The main-level laundry room adds even more convenience. Upstairs, you'll find three additional bedrooms and another full bathroom.Outside, you'll love the privacy-fenced backyard— and the attached 2-car garage provides plenty of room for parking.

506 Missouri Avenue, Stover

$219,000
3 Beds 2 Baths 3587631 MLS
Move in ready 3 BR, 2 bath home located in the heart of Lebanon. The home offers many updates- fresh paint, Samsung kitchen appliances, newer hardwoods, carpet, light fixtures, receptacles & water heater, AC/HVAC (w/ warranty) in 2022, a newer roof /gutters & vapor barrier in '21!! Whew, there is nothing else to do but enjoy this home! A simple step up from the 2 car garage through the convenient laundry area to bedroom 2 & 3- both w/ ample lighting & closet space. The shared bath is central in the home, off the living area, which offers a new interior & carpet. The updated kitchen has matching Samsung appliances, flooring & cabinetry for your culinary delight. Relax in the evening in your primary suite, w/ walk in closet & private bath. Treat yourself to an evening of self-care in your spacious private bath w/ walk in shower. Just off the kitchen is the deck, perfect for BBQing that juicy steak dinner. The level yard is ideal for play, an evening under the stars, or to grow your own vegetables in the raised garden bed. RV storage? Yes...the home has a 50 amp plug just for that...Minutes from many of Lebanon's amenities for daily life, this updated home has your name all over it!

1125 Tyler Drive, Lebanon

$219,000
3 Beds 2 Baths 3584609 MLS
BRAND NEW ROOF!! Situated on 3/4 of an acre in a private setting, this charming 3-bedroom, 2-bath home offers the perfect blend of peaceful country living and everyday convenience, located just off Highway 5. Built in 2010, the home features over 1,500 square feet with an open-concept layout designed for comfortable living and entertaining. Inside, you’ll love the beautiful stone fireplace, and stunning wood vaulted ceiling detail that carries through the dining room, kitchen, and living room. The spacious kitchen comes with beautiful cabinetry, and the large laundry room adds extra functionality. The primary suite includes a jetted tub for a relaxing retreat at the end of the day. Outside, the adorable front porch creates a warm welcome, while the log-front exterior with vinyl siding on the sides adds character and low-maintenance appeal. A garage, community water, low taxes, and an affordable price point make this property an exceptional opportunity for buyers seeking space, style, and value.

98 Walnut Dale Lane, Sunrise Beach

$219,000
3 Beds 3 Baths 3580132 MLS
Discover the perfect blend of comfort, convenience, and potential with this charming ranch style home sitting on a FULL ACRE! Step inside to an OPEN FLOOR PLAN that creates a welcoming flow from the living room to the kitchen and dining area—ideal for everyday living and entertaining. Fire up the grill and enjoy evenings on your DECK while overlooking your front and back yard. The spacious 2-CAR GARAGE provides plenty of room for vehicles, storage, or hobbies, while the layout of this home offers flexibility to fit your lifestyle. Located just 10 MINUTES from WALMART in St. Robert and all the restaurants and amenities you could need, this property combines peaceful surroundings with convenient access to town. With its ample space, wooded charm, and thoughtful design, this home holds TREMENDOUS POTENTIAL for anyone looking to create their own vision. Don’t miss this opportunity to own a slice of comfort close to it all—schedule your showing today!

20605 28 Highway, Dixon

$216,000
2 Beds 2 Baths 3586952 MLS
Looking for an affordable Lake of the Ozarks getaway or a full-time lake home? This move-in ready 2-bedroom, 2-bath home on MM 55offers approximately 1,800 square feet of comfortable living space and a beautiful lake view. Conveniently located near a boat launch and dock rentals, it’s perfect for enjoying everything the lake has to offer. Inside, you’ll find an open-concept layout connecting the kitchen, dining, and living area...ideal for both everyday living and entertaining. The kitchen features a pantry and plenty of workspace. The spacious primary suite includes a large bedroom, private bath, and walk-in closet. The second bedroom also offers a generously sized walk-in closet. Additional highlights include a 4-foot crawl space, newer metal roof and siding, and an approximately 8-year-oldbuild, giving you peace of mind and low maintenance. Don’t miss this opportunity to own a well-kept home in a great lake location!

30810 Boyd Road, Gravois Mills

$215,000
4 Beds 2 Baths 3588068 MLS
Welcome home to this beautifully remodeled 4-bedroom, 2-bath property located in the heart of Eldon. Situated on a spacious 1/3-acre fenced corner lot, this move-in-ready home has been thoughtfully updated inside and out! Step inside to discover updated finishes throughout, including refreshed flooring, fixtures, and contemporary touches that create a warm and inviting atmosphere. Multiple living spaces provide flexibility for entertaining, relaxing, working from home, or accommodating a growing family. The well-designed layout offers comfortable bedrooms, updated bathrooms, and plenty of room to spread out. Outside, you'll appreciate the fully fenced yard, perfect for pets, play, gardening, or outdoor gatherings. The one-car garage provides additional storage and convenience, while the corner lot offers added privacy and curb appeal. Call today to see if for yourself!

1024 Jay Street, Eldon

$215,000
2 Beds 3 Baths 3587037 MLS
Property offered in as-present condition—an outstanding opportunity for investors, flippers, or buyers ready to unlock serious potential. Endless potential with this 2-bedroom home featuring a non-conforming bedroom that opens the door to a true 3-bedroom layout, offering 1 full bath, 2 half baths, and approximately 1,742 sq ft ready for transformation. Set on 3.7 acres plus an additional 1.3-acre parcel directly across the street, this property delivers rare flexibility with flat usable ground ideal for extra parking, future building, or expanded outdoor space. This is a true fixer-upper in every sense and a chance to create real value from the ground up. Includes an attached 2-car garage, a detached garage/shop with electric, and a carport for added convenience. All of this is just minutes from popular lake destinations, including Papa Chubby’s, Captain Ron’s, and other local favorites, offering quick access to dining, entertainment, and the Lake of the Ozarks lifestyle. Property is under contract with contingencies. Showings continue, and backup offers are welcome.

298 Crawford Drive, Sunrise Beach

$215,000
3 Beds 2 Baths 3581286 MLS
Welcome to your dream home in Gravois Mills! This delightful 3-bedroom, 2-bathroom home built in 2006, offers 1,386 square feet of comfortable living space on a spacious lot. The open floor plan greets you with vaulted ceilings and abundant natural light, enhancing the grand feel of the living, kitchen, and dining areas. Enjoy a large primary suite featuring a full bath with a jetted tub, tile floors, and ample storage. Two more generously sized bedrooms provide plenty of space for family or guests. A second full bath also boasts tile floors and plenty of storage. Laundry is conveniently located off the kitchen in the mudroom, which leads to a one-car attached garage. Step out onto the back deck, perfect for BBQs or relaxing while watching the children play in the expansive backyard. The property features paved roads and access to high-speed internet, ensuring modern convenience. Seize this opportunity to own a beautiful home that combines comfort, style, and functionality in a serene location. Don’t miss out on making this incredible property yours!

15296 Highway P, Gravois Mills

$214,900
3 Beds 2 Baths 3587663 MLS
Charming 3-bedroom, 2-bath home located near the Lake of the Ozarks and just a short drive from Warsaw. This beautifully updated home features a recently remodeled interior that truly stands out with its inviting feel and modern touches throughout. The spacious kitchen offers plenty of room for cooking and gathering, while the large living room provides a comfortable space for entertaining family and friends. All three bedrooms are generously sized, offering flexibility for full-time living or weekend guests. Outside, you’ll find a detached 2-car garage, fenced backyard, and a large covered front porch perfect for relaxing and enjoying the peaceful setting. Convenient paved road access and close proximity to the lake make this property a great opportunity for those looking to enjoy lake area living with everyday convenience.

31169 Highline Drive, Warsaw

$214,900
2 Beds 1 Baths 3587870 MLS
Attention flippers, investors and those just wanting a little piece of Lake of the Ozarks! This FIXER UPPER 2 bed 1 bath cabin situated on over an acre with 115 ft of lakefront has 1036 sq ft of living space along with a 10x20 shop/storage area all overlooking the 5mm of the Little Niangua arm on the Quiet Side of the Lake. With spectacular fishing, low boat traffic and incredible views, this property has unlimited potential for a weekend getaway, simple lakefront living, or a lucrative Short Term Rental. The home still has the charm and good bones of a 1969 build, but is definitely a fixer-upper and is a blank slate for those who may see a modern take on a timeless classic cabin. The spacious dock has a sturdy boat lift in one slip that current holds a 1988 Chaparral 28' boat(included), and a manual PWC lift in the other partially filled in slip, with a seating area and plenty of space for lounging, fishing, or enjoying a dip in the lake. Classic cabins like this are getting harder to find, and with the generous land area and dock envelope, the possibilities are endless.

1122 Laura Hufferd Road, Roach

Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Lake Keys, Powered by RE/MAX Lake of the Ozarks