Camdenton Homes under $400,000

Welcome to Camdenton, Missouri – a charming city nestled in the heart of Camden County, where scenic beauty meets small-town charm. Known as the "Heart of the Ozarks," Camdenton is surrounded by breathtaking lakes and lush landscapes, making it an ideal destination for nature lovers and outdoor enthusiasts. With its rich history, vibrant community, and a plethora of recreational activities, Camdenton offers a delightful lifestyle for families, retirees, and everyone in between.

One of the most appealing aspects of Camdenton is its diverse real estate market, particularly for those seeking homes under $400,000. Whether you’re a first-time homebuyer, looking to downsize, or searching for a vacation retreat, Camdenton has a variety of options to suit your needs. From charming single-family homes with spacious yards to cozy townhouses that offer low-maintenance living, you’ll find a welcoming community that fits your lifestyle and budget.

Living in Camdenton means you can enjoy the tranquility of rural life while still being close to modern conveniences. With local shops, restaurants, and schools just a stone’s throw away, everything you need is within reach. Plus, the stunning Lake of the Ozarks is just minutes away, providing endless opportunities for boating, fishing, and swimming.

Discover the charm of Camdenton, where affordable homes and a vibrant community await. Your dream home in this picturesque city could be just around the corner! Come explore the possibilities and make Camdenton your new home today!

Newest Camdenton Homes under $400,000

$392,900

4 Beds ⋅ 3 Baths ⋅ 3590538 MLS

Brand New Construction in Camdenton - Make It Yours! Welcome to this stunning 3,464 sq ft, 4-bedroom, 2-bath new build where YOU call the shots! Choose your own paint, flooring, cabinets, and appliances to create a space that's uniquely yours. (If purchased soon.) Thoughtfully designed with an open floor plan, this home offers everyday comfort and effortless entertaining. You will appreciate the large entryway and well-designed kitchen with pantry as well as a large dining area. The living room is large and lends itself to gatherings of family and friends. The primary suite is tucked away from the other bedrooms for true privacy, while the unfinished basement - already plumbed for a bath - offers endless potential to expand and plenty of storage. Enjoy morning coffee on the deck off the kitchen and living room, featuring sleek metal pickets. Practical touches abound: a two-car garage, plus a convenient half bath and laundry right off the garage entrance. The location is unbeatable. Situated just behind the Camdenton RIII School Campus - perfect for families with school-aged children. Don't miss your chance to customize a brand new home in a prime location. This one won't last! ??

125 Broadway Avenue, Camdenton

$350,000

3 Beds ⋅ 3 Baths ⋅ 3590479 MLS

Sunny Slope community is awaiting you . Enjoy the lakeview with a short walk from the home to your own boat slip in the community dock at the Big Niangua arm. Located near Ha Ha Tonka State Park. Step inside this spacious home from the covered deck that overlooks a fenced in backyard provided easy access for pets, garden or kids playing. One level living comes equipped with upgraded windows and a newer roof. Wood flooring runs through the kitchen to the livingroom with a bay window and a double door to exterior deck with access to 2 car garage . The floorplan is a 3 bedroom and one is huge with room that has many possibilities with 2 full baths. Walkout unfinished lower level tons of potential, pellet stove, 3 bath, laundry room with washer and dryer included.

138 Lynette Lane, Camdenton

$375,000

3 Beds ⋅ 3 Baths ⋅ 3590613 MLS

This is the kind of lake property people wait for—and the kind that rarely stays available for long. This brand-new 3-bedroom, 2-bath townhome delivers that effortless blend of luxury and comfort. Purchased at the stud stage and finished to an exceptional standard, it offers the rare advantage of everything being completely new—beautifully done and ready for immediate enjoyment. The interior is light, open, and thoughtfully designed. Luxury vinyl plank flooring, granite countertops, and Pella windows create a clean, elevated feel throughout. A custom tiled shower, stylish dry bar with wine cooler, and a cleverly designed bunk room add both charm and function—while all-new mechanicals ensure peace of mind. Outside, the setting truly shines. With no neighboring property to the right, you’ll enjoy privacy beneath mature trees, whether relaxing on your lakeside deck or rinsing off in the private outdoor shower. A golf cart path makes lake access easy and inviting. A 10’ x 20’ boat slip is included, giving you instant access to the water. Offered fully furnished, with room to add a garage or additional parking, this is a turnkey opportunity that checks every box.

463 Lindsay Lane, Camdenton

$278,000

3 Beds ⋅ 2 Baths ⋅ 3590601 MLS

Move-in-ready, very well-maintained ranch with room to relax and enjoy! This inviting 3-bedroom, 2-bath home features an open floor plan, a wide hallway, and a spacious deck—perfect for unwinding or entertaining. Step outside to a large, beautiful yard with a shed for extra storage. Paved roads and a flat driveway add everyday convenience. Recent updates include the roof, hot water heater, kitchen cabinets and counters, bathroom vanities, LVP flooring, paint, window coverings, appliances, and garage door and opener. Furnishings are available for an additional cost, making it easy to settle in and enjoy your new home.

697 Panoramic Drive, Camdenton

426 Cedar Heights Drive Unit 3C, Camdenton

$259,000

2 Beds ⋅ 2 Baths ⋅ 3590311 MLS

Lakefront living at Cedar Heights at Lake of the Ozarks! Enjoy beautiful views from this 2-bedroom, 2-bath condo ideally located at the 12 MM of the Big Niangua arm. This well-maintained, turnkey unit offers an open and inviting floor plan with a cozy fireplace and a screened-in, covered deck. The perfect spot for morning coffee, evening cocktails, or simply taking in the lake views. Even better, the condo includes a 10' x 24' boat slip with lift, so you can be on the water whenever the mood strikes! Elevator access makes getting from parking to your condo and the lake a breeze. Cedar Heights is a gated lakefront community loaded with amenities, including 3 community pools, lakefront boardwalks, pet areas, and ample parking. Conveniently located just minutes from Camdenton, Ha Ha Tonka State Park, golf, shopping, dining and everyday necessities. Nightly and weekly rentals are allowed, offering flexibility whether you're looking for a full-time residence, lake getaway or investment property. Lakefront condo, screened deck, boat slip with lift plus great community amenities equals this Lake of the Ozarks getaway is ready for you! Call today for a private showing.

426 Cedar Heights Drive Unit 3C, Camdenton

$319,000

3 Beds ⋅ 2 Baths ⋅ 3590569 MLS

Turn-key lake condo that sleeps 10, abundant storage, and a 12x30 boat slip with hoist and remote included! Located in the quiet, family-friendly Cedar Glen complex on the Big Niangua, this spacious condo features vaulted ceilings and a generous loft that functions as a third bedroom and second living area—perfect for a kids’ retreat or extra space for guests. Enjoy beautiful views of the 13MM and calmer waters ideal for tubing, skiing, cruising, and family lake days. Numerous updates include a fully remodeled kitchen and bathrooms. Cedar Glen offers two community pools, boat ramp, playground, volleyball and basketball courts, pet-friendly living, and a flat, park-like setting. The back deck is the perfect place to relax and enjoy the peaceful surroundings after a day on the lake. With plenty of room to spread out, exceptional amenities, and a prime location, this condo makes an ideal full-time residence or weekend getaway. Located minutes from Camdenton shopping and dining, Ha Ha Tonka State Park, and across from Old Kinderhook and Lake Valley golf courses. A fantastic turnkey lake retreat ready to enjoy!

164 Cedar Glen Drive Unit 4C, Camdenton

$179,900

3 Beds ⋅ 3 Baths ⋅ 3590515 MLS

Charming 3-bedroom, 1 full bath, 2 half bath home located in a quiet Camdenton subdivision with beautiful views of Lake of the Ozarks! Built in the early 1900s, this home offers character and timeless charm that is hard to find. Recent updates include a new roof, gutters, fascia, and HVAC (3 yrs old), new water heater (1 yr old), new black stainless-steel appliances, and a brand new screened in porch. All one-level living makes this an ideal starter or retirement home. Additional rooms offer ample storage or potential for extra bedrooms or a home office. Don’t miss this rare blend of historic charm and modern convenience!

339 Antique Road, Camdenton

$215,000

2 Beds ⋅ 2 Baths ⋅ 3590517 MLS

Welcome to your Lake of the Ozarks getaway! This charming 2-bedroom, 1.5-bath home combines comfortable one-level living with the lake amenities you came here to enjoy. Warm cabin-inspired details include tongue-and-groove wood accents, hardwood flooring, vaulted ceilings, a beautiful native stone wood-burning fireplace and a bay window with built-in seating. Outside, enjoy a level lot, deck, attached one-car garage and additional storage. Best of all, lake access and a 10x20 boat slip make it easy to spend your days on the water without the price or maintenance of a waterfront home. The Georgene community also offers a boat ramp, swimming dock, trailer parking, pavilion and gathering area. High-speed fiber internet adds convenience for full-time living or working remotely. Whether you're looking for a primary residence or an easy Lake getaway, this home delivers the character, access and laid-back lifestyle that make Lake of the Ozarks special.

1218 Georgene Road, Camdenton

$345,000

3 Beds ⋅ 3 Baths ⋅ 3590229 MLS

Looking for a unique home to take to the next level with room to expand. Scenic Lakeview on 6.9 Acres. Home is surrounded by 4.9 acres with a 2 acres parcel across the road. Inviting entry to the foyer leads to a rec room & half bath. Spacious living room with a wall of windows for natural light and fireplace. The formal dining room comes with a great view of the lake. Workable kitchen, pantry and with access to the deck to enjoy the lakeview and walkway to the swimming pool. Large main Bedroom & full bath has double closets . Hall full Bath with 2 additional bedrooms on upper level. Large attached 2 car Garage. Offered Up to $10,000 offered for repairs.

522 Secluded Woods Drive, Camdenton

$285,000

3 Beds ⋅ 2 Baths ⋅ 3590523 MLS

This is a great opportunity for a fixer upper in the Camdenton School district! 3/2 with a detached 2.5 car garage with a door opener. There is also a 30x40 shop with a concrete floor and a framed office or storage area inside. The owners previously had a wood stove in there that heated it nicely. This 5 acres is mostly flat and easily accessible. Needs some general tlc and cleanup around the outside and the home will be real nice after paint and floors and some other attention on the inside! Fairly close to town makes for a convenient short drive. No HOA to abide by any rules or pay assessments. taxes are estimated.

377 Great Oaks Drive, Camdenton

248 Plaza Gardens Court Unit 1B, Camdenton

$399,000

3 Beds ⋅ 4 Baths ⋅ 3590448 MLS

This condo is designed for entertaining; 3 bedroom with 3.5 baths. The massive open floor plan features a custom-open kitchen with a breakfast bar and dining area that comfortably seats 12+ so no one misses out on the good eats and table talk. View of the main channel at the 35MM, best enjoyed from the oversized screen-in patio. After a day on the water, relax by the firepit or retreat to one of the spacious bedrooms suites, each having its own private bath. While sleeping space for 8+. This is where your best memories begin. Easy access to the dock with 12x32 slip and 2 PWC drive on lifts to get on the water. Complex pool is just steps away. Assigned parking space is included too.

248 Plaza Gardens Court Unit 1B, Camdenton

$250,000

3 Beds ⋅ 2 Baths ⋅ 3590300 MLS

Turn the key, drop the boat in, and start enjoying the Lake! This turn-key 3-bedroom, 2-bath condo at Clearwater Condominiums offers stunning views overlooking the 8-mile marker of the Big Niangua at Lake of the Ozarks. With 1,148 sq. ft. of comfortable living space and a large deck, there’s plenty of room to relax, entertain, and take in the sights and action of the lake. The spacious primary suite features an updated private bathroom with a walk-in shower, walk-in closet, and direct access to the deck. Two additional bedrooms provide plenty of space for family and guests. The updated kitchen features shaker-style cabinetry and a tile backsplash, creating a fresh and inviting space for preparing meals. The property also includes a 10x24 ft. boat slip with lift, making lake days easy and convenient. Clearwater Condominiums offers fantastic amenities, including two community pools—one heated—a pavilion, playground, dog area, and more. Whether you're looking for a weekend getaway or a place to enjoy the lake year-round, this condo puts you in the middle of it all. Bring your boat, bring your guests, and get ready to enjoy everything Lake of the Ozarks has to offer!

773 Clearwater Drive Unit 1A, Camdenton

Start Your Search

Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Lake Keys, Powered by RE/MAX Lake of the Ozarks