Roach Homes under $400,000

Welcome to Roach, Missouri – a hidden gem nestled in the heart of Camden County. This charming city is situated near the stunning Lake of the Ozarks, making it a prime location for those seeking a serene lifestyle immersed in nature. With its friendly community, picturesque landscapes, and an abundance of recreational activities, Roach is the perfect place to call home.

One of the standout features of Roach is its affordability. For homebuyers looking for properties under $400,000, this area offers an impressive selection of charming homes that cater to various tastes and lifestyles. Whether you're searching for a cozy cottage, a spacious family home, or a peaceful retreat, Roach has something to suit everyone. Many of these homes boast beautiful views, modern amenities, and easy access to the lake, providing an ideal setting for both relaxation and adventure.

Roach is not just about beautiful homes; it also offers a vibrant community spirit. Residents enjoy a slower pace of life, with opportunities to engage in local events, outdoor activities, and community gatherings. The nearby Lake of the Ozarks provides endless options for boating, fishing, hiking, and enjoying the great outdoors.

In addition, Roach is conveniently located near larger towns, offering easy access to shopping, dining, and entertainment. With its perfect blend of tranquility and accessibility, Roach, Missouri, is a wonderful place to find your next home. Come explore the possibilities and discover why so many are choosing to make Roach their forever home!

Newest Roach Homes under $400,000

$379,457

3 Beds ⋅ 2 Baths ⋅ 3590039 MLS

Looking for acreage, storage, and a property that’s ready to enjoy? Situated on 10 flat, usable acres, this property offers plenty of room for animals, hobbies, recreation, or simply enjoying the space and peaceful setting. The acreage is fully fenced with pre-stretched fencing and features two ponds, including one recently installed and another that is stocked. A beautiful 100-year-old barn adds character to the property and was re-braced in 2025, while the detached insulated shop provides additional space for storage, projects, or hobbies and has the ability to accommodate a stove. The home has seen numerous big-ticket improvements, including a new roof in 2025, new vinyl flooring, some new windows, all new screens, fresh paint throughout, updated bathrooms, new vinyl siding on two sides, a new microwave, and new water heater. Additional improvements include new landscaping designed for added privacy, and the septic system is only approximately three years old. With usable acreage, multiple outbuildings, ponds, fencing, and many of the major updates already completed, this property offers a little bit of everything!

7450 State Hwy 7, Roach

$224,900

1 Beds ⋅ 1 Baths ⋅ 3589892 MLS

Escape to the quiet side of Lake of the Ozarks with this private 1-bedroom, 1-bath earth-contact lake home on the desirable Little Niangua arm. Situated along approximately 214 feet of lakefront, the property offers mature trees, a gentle lot, and just a few steps to the 2-well dock with lifts. Inside, the remodeled home is ready for lake life with fresh paint, new laminate flooring, a new mini-split HVAC system, and furniture included. The updated kitchen provides a fresh, functional space, while the remodeled bathroom features a new walk-in shower, sink, and cabinet. Large windows capture peaceful lake views, while the spacious front deck is perfect for watching pelicans and wildlife or simply relaxing by the water. Enjoy fishing, swimming, kayaking, and unforgettable weekends with family and friends. A camper also conveys with the property at no additional value. Whether you're looking for a weekend getaway or your own private lake retreat, this property is ready to enjoy. Schedule your private showing today!

4369 Lower Prairie Hollow Road, Roach

$299,900

4 Beds ⋅ 2 Baths ⋅ 3589864 MLS

Lakefront living with an amazing view of Bollinger Creek Cove! Located on the 44 mile marker, this 4 bedroom, 2 bathroom home offers 1,904 SqFt, ample parking, and a north-facing setting overlooking the water. The home comes furnished, making it easy to start enjoying the Lake from day one. Recent improvements include new mini-split systems on both the main and upper levels, an underpinned seawall completed in 2025, and roofs on the home, dock, and boat house all replaced within the past 5 years. The furnace was replaced in 2010, water heater in 2012, and deck in the last 10-15 years. The home was built in the 1960's and then the upper level was added in the 1980s. The property shares half of the boat house with the neighboring property, providing valuable additional storage for all your lake toys and equipment. With plenty of space for family and guests, a great cove setting, and an impressive lake view, this property has everything you need for a personal Lake getaway. Nightly rentals are allowed, adding the flexibility to use the home as an income-producing investment when you're not enjoying it yourself.

432 Pleasant Valley Drive, Roach

$330,000

3 Beds ⋅ 2 Baths ⋅ 3589416 MLS

Lakefront home on the 7 mile marker of the Little Niangua at Lake of the Ozarks! This warm and welcoming 3 bed/ 2bath ranch has a great yard and an included additional lot! Lake view from the minute you walk through the door, charming barrel detail elevates the living room ceiling. Custom kitchen cabinetry with eat-in area overlooking the lake. Additional dining area and back deck make entertaining a breeze! Primary bedroom with en-suite is private and separated from the additional two bedrooms. Don't miss the cedar closet! New AC unit, kitchen flooring and dishwasher 2026. Additional lot is flat and perfect for future building plans, garden or storage for lake toys! Amazing views and peaceful waters at the dock with 98 feet of shoreline. Rentals are allowed in this subdivision making this a great home for investment, vacation or full time living. Must see to appreciate. Not available to rent only a sale.

1368 Cedar Ridge Circle, Roach

$200,000

3 Beds ⋅ 2 Baths ⋅ 3589220 MLS

Enjoy peaceful lakefront living in this 1,896 sq ft home nestled in a quiet cove on the Little Niangua Arm at the 1 MM of Lake of the Ozarks. This 3-bedroom, 2 bath residence offers comfortable year-round living or the perfect weekend retreat. Shared road maintenance, community well, and dock access make ownership easy and affordable. The property includes access to a community dock, ideal for fishing or swimming just steps away. If you are looking for a lakefront FIXER UPPER located in a quiet cove, this property is for you! Call for a private showing today.

28 H And A Lane, Roach

$269,000

1 Beds ⋅ 1 Baths ⋅ 3588362 MLS

Escape to the lake with this charming 1-bedroom, 1-bath lakefront cabin nestled on 96 feet of shoreline in the peaceful Little Niangua, 7 MM. Whether you're looking for a weekend getaway, investment property, or cozy full-time residence, this property offers the perfect blend of relaxation and recreation. Inside you'll find vaulted ceilings, a spacious feel, and an efficient layout, while outside you can enjoy a gentle lot leading to your private dock with a 10' x 20' slip. The property also features a private well and septic, concrete parking, room to build a garage or additional parking, and a community boat ramp just around the corner. With nightly rentals permitted, this cabin presents an excellent opportunity for personal enjoyment or income-producing potential. Spend your days boating, fishing, swimming, or simply taking in the lake views from your deck. Affordable lakefront opportunities like this don't come around often! Call for a private showing today!

1142 Cedar Ridge Circle, Roach

$240,000

2 Beds ⋅ 1 Baths ⋅ 3586576 MLS

Welcome to your own little piece of paradise at an affordable price for Lakefront! Whether you're looking to rent it out as an investment, use it for your personal vacation spot, or live full-time, this is the perfect, comfortable place for you! Updates have been made throughout the interior with vynil siding to make it near maintanence free. There's also extra storage in a small garage if you need extra space, or you could turn it into a small workshop! House comes with it's own slip, and green space behind the house along the waterfront.

44 H and A Lane, Roach

$219,000

2 Beds ⋅ 2 Baths ⋅ 3584959 MLS

Freshly remodeled, turnkey, 2-bedroom, 2-bath A-frame with a spacious loft, sunroom, and oversized 2-car pull-through garage, just steps to the lake with NO HOA! This charming retreat sets on nearly half an acre with no neighbors behind or on one side for added privacy. Inside, LVP & engineered hardwood flooring flow throughout the home. The main level features an open living area and primary ensuite, while the spacious upper level offers a second bedroom, second full bath, laundry, and versatile loft space—ideal for additional sleeping quarters or flex space. The sunporch is a true highlight, and furnished for comfortable lounging or entertaining. Step outside and enjoy the privacy of the generous lot, along with an oversized 2-car detached pull-through garage with plenty of room for vehicles, lake toys, and storage. Lake access is convenient, with multiple community boat ramps nearby, including one directly across the street. Whether you’re looking for a full-time residence, weekend getaway, or investment property, this one delivers style, space, privacy, garage capacity, and convenient lake access! Come see why this charming A-frame is ready to become your next lake escape!

242 Irontown Circle, Roach

$389,900

4 Beds ⋅ 3 Baths ⋅ 3584104 MLS

This lakefront homes has many pluses: one level living, attached garage, gentle roadside & lakeside yards, fenced lakeside yard that's great for kids & pets, screened sun room on lakeside with unique window panels that either go up or down to completely close the room for protection from the weather or have the breeze flow just from the top or bottom, beautiful oak Bella hardwood floors, granite countertops in kitchen with plenty of counter space and cabinets, huge pantry in hall, a beautiful custom window above the kitchen sink for a view outside, a wood burning stove in the living room. Home has 3 bedrooms with a 4th non-conforming bedroom (could also be used as bonus room or an office or play room. 2 and a half bathrooms. The laundry room has a huge storage closet with a partial closet rod to hang clothes from the dryer. The laundry room has a half bath plus an additional small sink. The door in the laundry room leads into the attached garage. You don't want to miss checking this one out. There is a 2-well dock at the property, currently has no electricity to the dock. Water is shallow in winter but a great place to play in the water in the summer. Being sold 'AS IS'

162 Silent Springs Lane, Roach

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Lake Keys, Powered by RE/MAX Lake of the Ozarks