Roach Homes under $900,000

Welcome to Roach, Missouri – a hidden gem nestled in the heart of Camden County! This charming town offers a delightful blend of natural beauty, small-town charm, and a welcoming community spirit. With stunning views of the Ozarks and easy access to the serene waters of the Lake of the Ozarks, Roach is a haven for outdoor enthusiasts and those seeking a peaceful lifestyle.

Roach boasts a variety of homes that cater to diverse tastes and budgets, with many options available for under $900,000. Whether you’re looking for a cozy cottage, a spacious family home, or a modern retreat, you’ll find properties that perfectly suit your needs. The real estate market here is thriving, offering an array of choices that allow you to enjoy the tranquility of rural living without sacrificing comfort or style.

Living in Roach means embracing a lifestyle enriched by nature. From fishing and boating on the lake to hiking and exploring the picturesque trails nearby, there’s no shortage of outdoor activities to keep you engaged. The community is tight-knit, with friendly neighbors who take pride in their town and its surroundings. Local shops, restaurants, and recreational opportunities add to the town’s appeal, making it a desirable place to call home.

If you’re considering a move to Roach, Missouri, you’ll discover a welcoming community and beautiful homes that fit your budget. Explore the possibilities and find your perfect slice of paradise in this enchanting town!

Newest Roach Homes under $900,000

$725,000

4 Beds ⋅ 3 Baths ⋅ 3590071 MLS

LAKEFRONT HOME WITH LEVEL YARD & SANDY BEACH! Come see this 4 bedroom, 2 1/2bath, 3 car extended garage, 2 well concrete dock lakefront home. Located in the desired Big Island neighborhood, this home has 180 feet of lakefront. You'll appreciate main level living and only 4 steps to the dock. On the open concept main floor you'll enjoy expansive lake views, newer light & plumbing fixtures, vaulted wood ceilings, carpeting (2022) and remodeled kitchen with custom cabinets, coffee bar with prep sink & quartz countertops. The roomy primary bedroom has a walk-in closet, bath with walk-in shower and full sized washer & dryer. A half bath, access to the partially covered deck and second bedroom complete the first floor. On the lower level you'll enjoy the family room with gas fireplace and newer carpeting (2024), two additional bedrooms, laundry room with second dryer (and washer hook-up), access to lower level patio and full hallway bath. This home is almost completely handicap accessible. The extended three car garage is the man cave you've been looking for. The roofs on the house and garage were new in 2024! Nightly rentals are allowed. Come check out this unique opportunity today.

3184 Big Island Drive, Roach

$379,457

3 Beds ⋅ 2 Baths ⋅ 3590039 MLS

Looking for acreage, storage, and a property that’s ready to enjoy? Situated on 10 flat, usable acres, this property offers plenty of room for animals, hobbies, recreation, or simply enjoying the space and peaceful setting. The acreage is fully fenced with pre-stretched fencing and features two ponds, including one recently installed and another that is stocked. A beautiful 100-year-old barn adds character to the property and was re-braced in 2025, while the detached insulated shop provides additional space for storage, projects, or hobbies and has the ability to accommodate a stove. The home has seen numerous big-ticket improvements, including a new roof in 2025, new vinyl flooring, some new windows, all new screens, fresh paint throughout, updated bathrooms, new vinyl siding on two sides, a new microwave, and new water heater. Additional improvements include new landscaping designed for added privacy, and the septic system is only approximately three years old. With usable acreage, multiple outbuildings, ponds, fencing, and many of the major updates already completed, this property offers a little bit of everything!

7450 State Hwy 7, Roach

$749,000

4 Beds ⋅ 4 Baths ⋅ 3590118 MLS

IMPRESSIVE VIEWS & BEAUTIFULLY UPDATED! Enjoy the quiet waters of the Little Niangua from this Big Island villa featuring 4 bedrooms, 3.5 baths, 2 living areas and exceptional lake views. The bright, open main level offers vaulted wood ceilings, expansive windows and an updated kitchen with stainless appliances and new tile flooring (2025). Two access points open to the massive wraparound deck, perfect for grilling and entertaining or simply taking in the incredible views. The lakeside primary suite includes vaulted wood ceilings, large windows, deck access, walk-in closet and spa-like bath with updated lighting and ceiling fan (2025). Updates include new carpet throughout both levels (2024), screened in lower patio with finished ceiling, fan and TV (2024), new A/C (2024), upper-deck pergola and freshly stained deck (2026), exterior paint (2022) and roof (2020). Lower-level furniture, 12x32 boat slip and dual PWC slip included. Community pool, pavilion, maintained lawn and dock complete this low-maintenance lake retreat in an excellent location! Enjoy the peaceful side of the lake!

3636 Big Island Drive, Roach

$600,000

4 Beds ⋅ 4 Baths ⋅ 3590143 MLS

Price REDUCED another $15,000!! Looking for a deal. you found it! Newer Construction home on the Little Niangua River. W/550 ft of pristine river frontage, 9+ acres, Beautiful Views & is Close to Fiery Fork Conservation Area too! This remarkable property offers over 3,240 sq ft of thoughtfully designed living space featuring Main Level Living, Spacious Living room with fireplace, 4 bedrooms, 3.5 baths, Master Suite w/Custom Walk In Tile Shower & Jetted Tub, Open Floorplan, Black Granite Countertops in Kitchen w/walk in pantry, 2 laundry areas, soaring vaulted ceilings, and oversized windows capturing stunning natural views in every direction. Enjoy mornings on the wrap-around deck (there is a clearing behind the home to see the river area), evenings on the expansive covered patio (perfect for Hot Tub or outdoor kitchen), & endless outdoor adventures including fishing, swimming, floating, & hunting. The ultimate private retreat for those seeking peace, nature, and luxury living. PLUS. Located a short drive to the Lake of the Ozarks! Plenty of room to add a Garage if desired! Owner Financing Available. Seller would consider a trade for another property. Property is not for rent.

1378 Full Gallop Lane, Roach

$224,900

1 Beds ⋅ 1 Baths ⋅ 3589892 MLS

Escape to the quiet side of Lake of the Ozarks with this private 1-bedroom, 1-bath earth-contact lake home on the desirable Little Niangua arm. Situated along approximately 214 feet of lakefront, the property offers mature trees, a gentle lot, and just a few steps to the 2-well dock with lifts. Inside, the remodeled home is ready for lake life with fresh paint, new laminate flooring, a new mini-split HVAC system, and furniture included. The updated kitchen provides a fresh, functional space, while the remodeled bathroom features a new walk-in shower, sink, and cabinet. Large windows capture peaceful lake views, while the spacious front deck is perfect for watching pelicans and wildlife or simply relaxing by the water. Enjoy fishing, swimming, kayaking, and unforgettable weekends with family and friends. A camper also conveys with the property at no additional value. Whether you're looking for a weekend getaway or your own private lake retreat, this property is ready to enjoy. Schedule your private showing today!

4369 Lower Prairie Hollow Road, Roach

$750,000

4 Beds ⋅ 3 Baths ⋅ 3589863 MLS

Experience lakefront living at the Garrison Hollow Cove area located at the 42-mile marker. This home is situated in a peaceful setting with expansive panoramic views. The main level features oak flooring, a spacious kitchen with gorgeous countertops and beautiful cabinetry, a dining area overlooking the Lake, and a comfortable living room that opens to a large covered deck. The primary suite includes deck access, a jetted tub, walk-in shower and double vanity. The second main-level bedroom has an adjoining bathroom. The finished lower level offers new luxury vinyl plank flooring, a second kitchen, two additional bedrooms, a full bathroom and utility room. Step outside and you will enjoy low-maintenance landscaping, a martini deck, a one-well covered dock with a 10,000 boat lift, and a swim platform. The oversized 30x45 garage with ample space for a shop, toys, or even a third vehicle is an are aded feature. Note the useful lower level exterior 14' x 42' storage room. This property delivers space, size, expansive views, and waterfront amenities needed to fully enjoy the Lake of the Ozarks lifestyle! As an added bonus, this home is long and short term rental friendly.

709 Swaying Oak Drive, Roach

$299,900

4 Beds ⋅ 2 Baths ⋅ 3589864 MLS

Lakefront living with an amazing view of Bollinger Creek Cove! Located on the 44 mile marker, this 4 bedroom, 2 bathroom home offers 1,904 SqFt, ample parking, and a north-facing setting overlooking the water. The home comes furnished, making it easy to start enjoying the Lake from day one. Recent improvements include new mini-split systems on both the main and upper levels, an underpinned seawall completed in 2025, and roofs on the home, dock, and boat house all replaced within the past 5 years. The furnace was replaced in 2010, water heater in 2012, and deck in the last 10-15 years. The home was built in the 1960's and then the upper level was added in the 1980s. The property shares half of the boat house with the neighboring property, providing valuable additional storage for all your lake toys and equipment. With plenty of space for family and guests, a great cove setting, and an impressive lake view, this property has everything you need for a personal Lake getaway. Nightly rentals are allowed, adding the flexibility to use the home as an income-producing investment when you're not enjoying it yourself.

432 Pleasant Valley Drive, Roach

$525,000

5 Beds ⋅ 3 Baths ⋅ 3589568 MLS

Privacy, space & move-in-ready living come together on just under 5 secluded acres at Lake of the Ozarks! Tucked away on a hilltop with blacktop all the way to the door, this unique remodeled home offers a peaceful setting w/ tons of wildlife and plenty of room to spread out. Main level is designed for easy one-level living w/ a spacious primary suite, dual closets & an impressive primary bath (huge tile walk-in shower). Large kitchen featuring abundant cabinetry & huge pantry, butcher-block island & reverse osmosis, plus LVP flooring & 10' ceilings. Upstairs adds 2 bedrooms, full bath, 2nd laundry, family room (or convert to a bedroom if needed) & a large deck w/ breathtaking sunset views AND for watching summer fireworks! Recent improvements include newer HVAC, mini-splits, COMO fiber internet, new water heater & water softener, newer well components & septic replaced in 2022. Outside offers a circle asphalt drive, concrete patio out back w/ firepit, garden area (fertile soil for fruits, veggies & flowers), chicken coop & room to add a shop/garage. Large flat building spot off drive-way is a great area for large shop/multipurpose building. No HOA & surrounded by privacy=Freedom!

92 Pikes Peak Road, Roach

$649,900

3 Beds ⋅ 2 Baths ⋅ 3589453 MLS

Great lake front house with 3 bedrooms and 2 bathrooms. Flat lot with 250 Feet ft. of lake front. Two car garage with workshop inside. (tools stay) Great for all those lake toys and furniture. Two well dock with a swim dock with picnic table and a PWC drive up lift. Nice swim ladder attached to the dock. This home comes furnished and ready for your family fun. Private boat ramp to enjoy all your lake toys, Two extra lots for privacy giving you 250 ft of lake front and room to build on or another home. 2009 Kubota 2660 Diesel with mower and bucket lift available for $6,000 (list for $8,000)

930 Cedar Ridge Circle, Roach

$330,000

3 Beds ⋅ 2 Baths ⋅ 3589416 MLS

Lakefront home on the 7 mile marker of the Little Niangua at Lake of the Ozarks! This warm and welcoming 3 bed/ 2bath ranch has a great yard and an included additional lot! Lake view from the minute you walk through the door, charming barrel detail elevates the living room ceiling. Custom kitchen cabinetry with eat-in area overlooking the lake. Additional dining area and back deck make entertaining a breeze! Primary bedroom with en-suite is private and separated from the additional two bedrooms. Don't miss the cedar closet! New AC unit, kitchen flooring and dishwasher 2026. Additional lot is flat and perfect for future building plans, garden or storage for lake toys! Amazing views and peaceful waters at the dock with 98 feet of shoreline. Rentals are allowed in this subdivision making this a great home for investment, vacation or full time living. Must see to appreciate. Not available to rent only a sale.

1368 Cedar Ridge Circle, Roach

$200,000

3 Beds ⋅ 2 Baths ⋅ 3589220 MLS

Enjoy peaceful lakefront living in this 1,896 sq ft home nestled in a quiet cove on the Little Niangua Arm at the 1 MM of Lake of the Ozarks. This 3-bedroom, 2 bath residence offers comfortable year-round living or the perfect weekend retreat. Shared road maintenance, community well, and dock access make ownership easy and affordable. The property includes access to a community dock, ideal for fishing or swimming just steps away. If you are looking for a lakefront FIXER UPPER located in a quiet cove, this property is for you! Call for a private showing today.

28 H And A Lane, Roach

$269,000

1 Beds ⋅ 1 Baths ⋅ 3588362 MLS

Escape to the lake with this charming 1-bedroom, 1-bath lakefront cabin nestled on 96 feet of shoreline in the peaceful Little Niangua, 7 MM. Whether you're looking for a weekend getaway, investment property, or cozy full-time residence, this property offers the perfect blend of relaxation and recreation. Inside you'll find vaulted ceilings, a spacious feel, and an efficient layout, while outside you can enjoy a gentle lot leading to your private dock with a 10' x 20' slip. The property also features a private well and septic, concrete parking, room to build a garage or additional parking, and a community boat ramp just around the corner. With nightly rentals permitted, this cabin presents an excellent opportunity for personal enjoyment or income-producing potential. Spend your days boating, fishing, swimming, or simply taking in the lake views from your deck. Affordable lakefront opportunities like this don't come around often! Call for a private showing today!

1142 Cedar Ridge Circle, Roach

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Lake Keys, Powered by RE/MAX Lake of the Ozarks