Rocky Mount Homes under $300,000

Welcome to Rocky Mount, Missouri—a charming lakeside community that perfectly blends the tranquility of nature with the vibrancy of small-town living. Nestled alongside the picturesque Lake of the Ozarks, Rocky Mount is a hidden gem that offers a serene escape from the hustle and bustle of city life. With its stunning waterfront views, abundant outdoor activities, and friendly atmosphere, it’s no wonder that this delightful town is becoming a sought-after destination for homebuyers.

For those looking to make Rocky Mount their home, you’ll be pleased to know that there are numerous beautiful properties available for under $300,000. Whether you’re a first-time buyer, a growing family, or looking to downsize, the housing market in Rocky Mount offers a variety of options that cater to your needs. Imagine waking up in a cozy cottage or a charming ranch-style home, all while enjoying the scenic beauty that surrounds you.

The community is rich with recreational opportunities, from boating and fishing on the lake to hiking in nearby parks. Additionally, Rocky Mount boasts a welcoming community spirit, with local events and gatherings that foster connections among residents. With easy access to essential amenities, shops, and dining options, you’ll find that everything you need is just a stone's throw away.

If you’re ready to embrace a lifestyle filled with natural beauty and community warmth, Rocky Mount, MO, is the perfect place to call home. Explore the homes available under $300,000 and discover the possibilities that await you in this delightful lakeside town!

Newest Rocky Mount Homes under $300,000

31331 Northshore Drive Unit 206B, Rocky Mount

$260,000

2 Beds ⋅ 2 Baths ⋅ 3590503 MLS

Lakefront living with NO STAIRS to the front door, an amazing lake view, and a 10x24 boat slip & PWC slip included! This 2 bedroom, 2 bathroom walk-in level condo at Northshore Condominiums was completely remodeled in 2023 and offers a true move-in ready Lake getaway. The updated kitchen features quartz countertops, stainless steel appliances, modern cabinetry, and an open layout flowing into the main living area. The primary suite showcases beautiful lake views along with an Onyx walk-in shower with glass doors and matching vanity top. LVP flooring, updated vanities, fixtures, HVAC, and water heater are among the improvements throughout the condo. The bedroom furniture is included, and most of the furniture is negotiable. As an end unit, you'll enjoy added privacy along with a lake view deck that's perfect for relaxing and taking in the view. Enjoy convenient access to the dock and lakefront community pool, along with blacktop roads all the way to the condo and trailer parking within the complex. Additionally, both the front and lakeside decks were replaced last year. With the remodel already complete, simply start enjoying everything Lake of the Ozarks has to offer!

31331 Northshore Drive Unit 206B, Rocky Mount

$250,000

3 Beds ⋅ 2 Baths ⋅ 3590540 MLS

Seriously generous pricing for the new owner!! This 3 bedroom condo is priced like 2 bedroom condos with smaller boat slips! For the buyer who wants the best deal as much as the right condo. Trade the ordinary for island living, where you’re surrounded by water, fueled by sunshine, and your toughest decision is pool day, lake day, or both. Spend your mornings sipping coffee on your screened east-facing deck, and afternoons at the pool or on the water. After a full day of lake fun and sun, come back to a space that’s comfortable, updated, and ready to gather, featuring granite countertops, durable waterproof LVP flooring, and a layout that makes it easy to relax and recharge. Everything here is designed to make lake life effortless, from designated parking, and elevator access to the lakeside pool and docks. Your 14x36 boat slip is positioned in the calmer waters of the cove side. You can even keep an eye on your boat right from the unit. Whether it becomes your friends-and-family escape, your full-time retreat, or an investment as short-term rental income, lake days will turn into lasting memories. What an incredible price!! VACANZA!

60 Knox Road Unit Z204, Rocky Mount

$250,000

2 Beds ⋅ 1 Baths ⋅ 3590280 MLS

This beautiful 2nd-tier lake home sits on over half an acre, offering a peaceful, secluded feel while being just steps from your private lakefront lot and dock! Recent renovations have transformed the home into a 3-bedroom, 1-bath retreat with plenty of additional potential. A private concrete drive leads to the home with ample parking, plus a 20x25 carport with a concrete pad. Located in the peaceful, no-wake waters of Lick Branch Cove, your private dock provides the perfect spot for swimming, fishing, boating, and enjoying everything Lake of the Ozarks has to offer. The finished lower-level walkout adds valuable living space and flexibility. Plumbing is already in place for a second bathroom. The home is equipped with a full Ring security system and has been professionally set up for Airbnb operations, making this a turnkey opportunity with recent rental history. Public sewer means no septic worries, and there are NO HOA fees! Whether you're looking for a full-time residence, weekend lake getaway, or investment property, this one offers location, lake access, privacy, and plenty of potential. Call today to schedule your private showing!

30031 Oak Knoll Road, Rocky Mount

$199,900

3 Beds ⋅ 2 Baths ⋅ 3590168 MLS

Lake Access, Privacy & Convenience at Lake of the Ozarks! Enjoy the best of lake living with this 3-bedroom, 2-bathroom home offering a 2-car garage and access to the beautiful Lake of the Ozarks. Located just far enough from town to provide a sense of privacy and peaceful surroundings, yet only approximately 15 minutes from everyday conveniences, dining, shopping, and entertainment. Residents can enjoy access to the lakefront clubhouse and community dock for day dock use, making it easy to relax, connect, and take advantage of the lake lifestyle. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property offers a wonderful combination of comfort, location, and access to everything Lake of the Ozarks has to offer.

22 Portwood Meadows, Rocky Mount

$149,900

2 Beds ⋅ 1 Baths ⋅ 3589887 MLS

Priced to sell! Nestled along the shoreline of a peaceful 20-acre man-made lake at the entrance to Indian Creek Cove, this charming 2-bedroom, 1-bath cabin offers a relaxing lakeside retreat just 15 minutes from Bagnell Dam. Inside, a cozy stone fireplace creates the perfect ambiance for cool evenings, while large windows and natural light make the space feel warm and inviting. When the weather is beautiful, step outside to enjoy all the lake has to offer—kayak, fish, or simply relax by the water and take in the peaceful surroundings. The outdoor fire pit is ideal for gathering with family and friends while enjoying picturesque views of two lakes. Recent crawl-space improvements, including spray-foam insulation and a vapor barrier, add comfort and energy efficiency throughout the seasons. If you're looking for a cozy getaway, weekend retreat, or charming lakeside escape, this property is one you won't want to miss!

26303 Apache Lane, Rocky Mount

$139,900

2 Beds ⋅ 1 Baths ⋅ 3589839 MLS

Your affordable Lake of the Ozarks getaway is here! This charming 2-bedroom, 2-bath cabin puts you just steps from the water in desirable Lick Branch Cove. Located approximately 60 feet from the lake, with the end of the yard only about 20 feet from the water, you can enjoy the lake lifestyle without the lakefront price tag. Relax or entertain on the deck overlooking the cove, then head just about 100 feet from the house to the subdivision dock and parking area. The dock provides convenient access for launching a boat or jet ski into Lick Branch Cove, while the subdivision parking area offers additional space for a jet ski, boat, or boat trailer. Whether you're searching for a weekend retreat, vacation home, or an affordable way to own at Lake of the Ozarks, this cabin is an opportunity you won't want to miss. Lake days, cove views, and easy water access are waiting!

30189 Lea Lane, Rocky Mount

$249,999

4 Beds ⋅ 2 Baths ⋅ 3589693 MLS

Welcome to this cozy ranch-style home nestled just off Hwy Y in the beautiful Lake of the Ozarks! Situated on 2.96 wooded acres, this property offers the perfect combination of space, privacy, and convenience. With approximately 2,280 sq ft, the home features 4 bedrooms, 2 bathrooms, generously sized rooms, a walk-out basement, and an attached 2-car garage. Outside, there’s even more to love with a spacious front yard, fenced-in backyard, new back deck, and convenient circle driveway providing plenty of room for parking and easy access. With nearly 3 acres, there’s ample space to spread out, entertain, enjoy the outdoors, or simply relax in your own private setting. The home offers a spacious, functional layout with great bones and plenty of potential for a new owner to bring their own style and updates. Whether you’re looking for a full-time residence or simply more room to call your own at the Lake, this property offers plenty of possibilities. Conveniently located just minutes from Coffman Beach Access and approximately 30 minutes from Osage Beach and 40 minutes from Jefferson City. Come see the space, acreage, and potential this Rocky Mount property has to offer!

29347 Hwy Y, Rocky Mount

28660 Gravois Village Lane Unit 2404, Rocky Mount

$289,000

2 Beds ⋅ 2 Baths ⋅ 3589464 MLS

Effortless, waterfront living on the desirable Gravois Arm 4MM at Gravois Village Condos! Well maintained, this top-floor 2BR/2BA (1030sqft) condo is 100% turnkey and fully furnished - including decor, linens, and sleeper-sofa as a third bed! Paired with a prime 12’x32’ covered boat slip, 8,000-lb lift, dock box, PWC slip, swim ladder, Kawasaki Jet Ski on its own dock-end lift, you’re ready to launch into the lake lifestyle on day one - just bring your drinks! Enjoy sweeping main-channel views from the primary suite and the tiled four-season sunroom (portable AC, shades, mini-fridge). Interior highlights: white cabinetry, breakfast bar, stacked in-unit laundry, secure exterior storage, and one-owner major appliances replaced during current ownership - backed by a full binder of manuals and service records. Gravois Village is pristine and quiet, with a no-short-term-rental policy, lakeside pool, private boat ramp, fish-cleaning station, ice machine, new grills, and ample trailer/vehicle parking - minutes by land or water to Coconuts, Jolly Rogers, and Lake Burger! NOW all HOA fees paid to the end of 2026! Offers welcome without furniture and Jet Ski. Call for showing today!

28660 Gravois Village Lane Unit 2404, Rocky Mount

31331 Northshore Drive Unit 209B, Rocky Mount

$249,000

2 Beds ⋅ 2 Baths ⋅ 3589149 MLS

Lake living at its best in this REMODELED 2-bedroom, 2-bath TOP FLOOR END UNIT at Northshore Condominiums! Vaulted ceilings, skylights, fresh paint, new LVP flooring and an electric fireplace create a bright, inviting atmosphere. The updated kitchen features new cabinets, countertops, sink, faucet and stainless-steel appliances, plus a breakfast bar open to the dining and family room. The spacious primary suite offers a full ensuite, walk-in closet, deck access and an incredible main-channel view. Additional updates include a new bathroom vanity, countertop, faucet and walk-in shower. Relax on the private deck overlooking the lake, while the protected cove location offers added protection for your boat. Included is a 10x30 slip with a 5,000-lb lift, only 4 years old, with remote operation. Recent complex improvements include composite decking, aluminum railings, a new roof and an updated lakefront pool. This smaller, well-maintained complex offers ample parking, trailer parking, paved roads and a friendly, neighborly atmosphere. Located at the 6 MM near waterfront dining, gas docks and more—perfect for full-time living or a weekend getaway! Schedule your showing today!

31331 Northshore Drive Unit 209B, Rocky Mount

$219,900

2 Beds ⋅ 1 Baths ⋅ 3589111 MLS

Motivated sellers are offering an incredible opportunity to own an affordable Lake of the Ozarks getaway with lake access and an included 10x24 boat slip! Whether you're searching for a weekend retreat, an investment property, or a place to enjoy year-round, this home is ready to help you make the most of lake living. This inviting 2-bedroom, 1-bath home offers easy access to the water, so your next day on the lake is only moments away. Launch into endless days of boating, fishing, tubing, and sunset cruises, then come home to relax in a peaceful setting. Furnishings are included, making this home nearly move-in ready and allowing you to start enjoying the lake from day one. An additional storage area provides plenty of room for life jackets, fishing gear, and other lake essentials. Affordable opportunities like this don't come around often. With motivated sellers, lake access, an included 10x24 boat slip, and furnishings that make moving in a breeze, this property is ready for its next owners to start making unforgettable Lake of the Ozarks memories.

31137 Highland Road, Rocky Mount

$274,900

1 Beds ⋅ 1 Baths ⋅ 3588416 MLS

HUNTING / OUTDOOR RETREAT + 5.82 ACRES + TINY HOME + RV SETUP + OUTBUILDINGS + SELLER-PAID RATE BUYDOWN* • New well & septic • 2 RV pads • Multiple outbuildings • Turnkey acreage retreat. Tucked away just off blacktop, this one-of-a-kind property offers 5.82 private acres thoughtfully set up for comfortable living, recreation, hobbies & more. The beautifully crafted 560 SF home features quality finishes, custom cabinetry, gas range, jetted tub, wood flooring, vaulted ceiling & 2 mini-splits. The property also includes 2 RV pads with full hookups, 2 steel storage containers, greenhouse, garden areas, stylish She Shed with heat/AC, bird coop, firepit, small shop/tool shed & young magnolia, peach & elderberry trees. Whether you're looking for a full-time residence, weekend getaway, homestead, hobby farm or private retreat, this turnkey property offers privacy, functionality & ROOM TO BUILD! Just minutes from Lake of the Ozarks, Coffman Beach boat ramp, shopping & restaurants. * contact realtor for details

25145 & 25165 Hwy W W, Rocky Mount

$265,000

3 Beds ⋅ 2 Baths ⋅ 3588446 MLS

Under contract, listing shall remain active until financing contingency is met. Discover lake living at its best in this top-floor 3 bedroom condo with incredible panoramic views of the lake. The open-concept layout is perfect for relaxing or entertaining, featuring a spacious kitchen, generous living area, and a private lakeside primary suite. Step out onto your balcony and take in the view. Located at the 4MM, this gated community offers resort-style amenities, including a pool and a 14x40 boat slip, so you're always ready for a day on the water. If you've been searching for the perfect lake getaway or investment opportunity, this one is worth seeing. Reach out today to schedule your private tour!

64 Knox Road Unit N505, Rocky Mount

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Lake Keys, Powered by RE/MAX Lake of the Ozarks