Rocky Mount Homes under $900,000

Welcome to Rocky Mount, Missouri—a hidden gem nestled in the heart of the Ozarks, where the charm of small-town living meets the beauty of nature. This picturesque city is situated along the shores of the stunning Lake of the Ozarks, offering residents a unique blend of outdoor recreation and community spirit. With its friendly atmosphere, Rocky Mount is an ideal place for families, retirees, and anyone looking to escape the hustle and bustle of city life.

One of the most appealing aspects of Rocky Mount is its diverse real estate market, particularly for those seeking homes under $900,000. Here, you’ll find a variety of properties that cater to different lifestyles and preferences. From cozy lakefront cottages perfect for weekend getaways to spacious family homes with expansive yards, there’s something for everyone. Many of these homes boast modern amenities and stunning views, allowing you to enjoy the natural beauty of the area right from your doorstep.

Living in Rocky Mount means embracing an active lifestyle, with countless opportunities for boating, fishing, hiking, and exploring the great outdoors. The local community is vibrant, with seasonal festivals, farmers' markets, and friendly gatherings that make it easy to connect with neighbors and forge lasting friendships.

Whether you’re looking to invest in a serene retreat or a family home, Rocky Mount offers a perfect backdrop for a fulfilling life. Discover the charm and affordability of this enchanting city today—your dream home awaits!

Newest Rocky Mount Homes under $900,000

31331 Northshore Drive Unit 206B, Rocky Mount

$260,000

2 Beds ⋅ 2 Baths ⋅ 3590503 MLS

Lakefront living with NO STAIRS to the front door, an amazing lake view, and a 10x24 boat slip & PWC slip included! This 2 bedroom, 2 bathroom walk-in level condo at Northshore Condominiums was completely remodeled in 2023 and offers a true move-in ready Lake getaway. The updated kitchen features quartz countertops, stainless steel appliances, modern cabinetry, and an open layout flowing into the main living area. The primary suite showcases beautiful lake views along with an Onyx walk-in shower with glass doors and matching vanity top. LVP flooring, updated vanities, fixtures, HVAC, and water heater are among the improvements throughout the condo. The bedroom furniture is included, and most of the furniture is negotiable. As an end unit, you'll enjoy added privacy along with a lake view deck that's perfect for relaxing and taking in the view. Enjoy convenient access to the dock and lakefront community pool, along with blacktop roads all the way to the condo and trailer parking within the complex. Additionally, both the front and lakeside decks were replaced last year. With the remodel already complete, simply start enjoying everything Lake of the Ozarks has to offer!

31331 Northshore Drive Unit 206B, Rocky Mount

$450,000

3 Beds ⋅ 1 Baths ⋅ 3590333 MLS

Stunning Lake of the Ozarks lakefront retreat offering unparalleled privacy, deep water, & breathtaking water views! Nestled on lakefront lot with 200 ft of waterfront is a rare find. The shoreline is protected by a natural stone seawall. Included is a 2-well boat dock, ready for all your watercraft and summer adventures. Step inside to a bright, open-concept living space highlighted by dramatic vaulted ceiling & expansive windows that flood the home with natural light. The flexible layout features 1 bath & 3 BR, one is a spacious loft. Entertaining is effortless on the huge lakeside deck, featuring both open sun-drenched areas and a large covered section for shading on warm summer days. Located in a desirable subdivision with its own community boat ramp, access to the water is incredibly convenient. Optional 2nd lakeview lot available for purchase! This additional lot features a highly desirable metal storage building, perfect for storing trailers, side-by-sides, lake toys, or extra vehicles. Properties with this much acreage, deep water, and premier shoreline are few and far between. Dreams to Reality~call today!

16676 Lucky Point Lane, Rocky Mount

30780 Timberlake Village Circle, Rocky Mount

$725,000

5 Beds ⋅ 3 Baths ⋅ 3590565 MLS

Luxury, lake views, and room to grow—welcome to Timberlake Village Estates! This custom-built, all-brick beauty sits on 3 estate-sized lots (buildable per subdivision rules) and includes a 12x32 boat slip in the community dock. Enjoy main-level living with an open floor plan, hickory hardwoods, hickory cabinets, and a chef’s kitchen with granite/quartz counters, custom cabinetry, and stainless appliances. The Owner’s Suite offers dual sinks and a walk-in tiled shower with dual heads. A screened, covered deck captures stunning lake views, while the lower level is built for entertaining with a wet bar, family room, flex spaces, storage galore, and a storm shelter. Car lovers will appreciate 4 car garage and low-maintenance concrete decks. Community perks include a pool, clubhouse, playground, and lakeside dock with no stairs. Impeccable craftsmanship, endless possibilities with the extra lots, and an unbeatable lake lifestyle—this property is a rare find!

30780 Timberlake Village Circle, Rocky Mount

$250,000

3 Beds ⋅ 2 Baths ⋅ 3590540 MLS

Seriously generous pricing for the new owner!! This 3 bedroom condo is priced like 2 bedroom condos with smaller boat slips! For the buyer who wants the best deal as much as the right condo. Trade the ordinary for island living, where you’re surrounded by water, fueled by sunshine, and your toughest decision is pool day, lake day, or both. Spend your mornings sipping coffee on your screened east-facing deck, and afternoons at the pool or on the water. After a full day of lake fun and sun, come back to a space that’s comfortable, updated, and ready to gather, featuring granite countertops, durable waterproof LVP flooring, and a layout that makes it easy to relax and recharge. Everything here is designed to make lake life effortless, from designated parking, and elevator access to the lakeside pool and docks. Your 14x36 boat slip is positioned in the calmer waters of the cove side. You can even keep an eye on your boat right from the unit. Whether it becomes your friends-and-family escape, your full-time retreat, or an investment as short-term rental income, lake days will turn into lasting memories. What an incredible price!! VACANZA!

60 Knox Road Unit Z204, Rocky Mount

$309,000

3 Beds ⋅ 2 Baths ⋅ 3590551 MLS

Experience lake living at its finest and even increase the bank account. This unit has proven to be an excellent income producing investment. Or simply reserve it for quality time with family & friends. Imagine waking up to a breathtaking, panoramic lake view from the bedside of this beautifully furnished 3-bedroom, 2-bath lakeside condo. Perfect as a full-time residence, weekend retreat, or investment property, this move-in-ready getaway offers comfort, convenience, and resort-style amenities. You'll relax on the spacious covered deck taking in the cool lake breeze while you capture the view of boats below. Or maybe you prefer to cozy up inside by the fireplace after a day on the lake. The open floor plan is designed for easy entertaining, just open the slider and take the party outdoors to watch the sunset. It's a perfect full-time residence, weekend retreat, or investment property, this move-in-ready getaway offers comfort, convenience, and resort-style amenities. The seller is offering it fully furnished, including the boat slip— so just grab a fishing pole and your swimsuit!

64 Knox Road Unit N205, Rocky Mount

$890,000

4 Beds ⋅ 3 Baths ⋅ 3590530 MLS

Discover the warmth and charm of this inviting turn-key lakefront home! Step inside to breathtaking lake views through expansive windows and admire the rustic wood accent ceiling that adds a cozy feel. The fully equipped kitchen is perfect for culinary enthusiasts, while the thoughtfully designed floor plan ensures privacy when you need it. The mid-level living area features a crackling wood fireplace, ideal for relaxing or making midnight snacks for night owls. With three spacious bedrooms on the upper level and a serene primary suite on the lower level, complete with a lakeside view, fireplace, and private deck access, you can truly unwind. Enjoy lakeside parking with a boat dock suitable for a cruiser or fishing boat, accompanied by a private breakwater for a peaceful lakefront experience. At the end of your day, savor your favorite drink under the stars on the new composite deck, complete with a tabletop firepit. This home is your perfect retreat, whether you're casting a line off the dock or cruising the lake. Don’t miss out on this serene getaway!

29532 Crum Drive, Rocky Mount

$250,000

2 Beds ⋅ 1 Baths ⋅ 3590280 MLS

This beautiful 2nd-tier lake home sits on over half an acre, offering a peaceful, secluded feel while being just steps from your private lakefront lot and dock! Recent renovations have transformed the home into a 3-bedroom, 1-bath retreat with plenty of additional potential. A private concrete drive leads to the home with ample parking, plus a 20x25 carport with a concrete pad. Located in the peaceful, no-wake waters of Lick Branch Cove, your private dock provides the perfect spot for swimming, fishing, boating, and enjoying everything Lake of the Ozarks has to offer. The finished lower-level walkout adds valuable living space and flexibility. Plumbing is already in place for a second bathroom. The home is equipped with a full Ring security system and has been professionally set up for Airbnb operations, making this a turnkey opportunity with recent rental history. Public sewer means no septic worries, and there are NO HOA fees! Whether you're looking for a full-time residence, weekend lake getaway, or investment property, this one offers location, lake access, privacy, and plenty of potential. Call today to schedule your private showing!

30031 Oak Knoll Road, Rocky Mount

$595,000

2 Beds ⋅ 2 Baths ⋅ 3589993 MLS

COVE PROTECTED with main channel view. Located at the 4 mile marker with calm deep water, where hanging out on your dock, fishing and swimming is enjoyable. The big cove is perfect for all water activities. Main level offers kitchen, living room, bedroom, and bathroom. The lower level has large open space and could be made into two bedrooms, making this a THREE BEDROOM home, laundry and bathroom. Large concrete dock with lounge area, tiki bar, fireplace, TV's, sun shade, Wet Steps, storage shed, crappie beds for the fisherman, fish cleaning station, and two slips for your boats. The largest slip is 12x36 and the second one is 12x20 but can be converted back to a 12x26. There is more outdoor entertaining space with the multiple decks. Rentals ARE allowed, giving you the opportunity to earn additional income. The property has a low maintenance exterior with a rocked landscape. Included is an additional lakefront lot in the same subdivision providing extra parking and offering unlimited possibilities. Close to several lakefront bars and grills by water and 18 minutes to Bagnell Dam. There is an opportunity to own the house next door as well, see listing #3590101 Owner is agent.

31525 Ontario Road, Rocky Mount

$429,900

4 Beds ⋅ 2 Baths ⋅ 3590373 MLS

Big views, plenty of space, and exceptional value come together at this lakefront home in Rocky Mount. Built in 2007, this furnished 4-bedroom, 2-bath home offers approximately 2,378 square feet of comfortable living space and an incredible 10-mile view of Lake of the Ozarks. The open kitchen, dining, and living area features wood flooring and a soaring vaulted ceiling, creating a bright and inviting space for entertaining. Downstairs, the 10-foot ceilings and spacious family room provide even more room for family and guests. Outside, enjoy privacy, generous parking, a low-maintenance exterior, and expansive decking overlooking the lake. The property sits high above the water to capture the spectacular view, while a newer tram provides convenient access to the shoreline and concrete dock with a 12x32 boat slip. Railings, steps, and the tram have all been replaced or updated, and there is room to potentially add a garage. With 62 feet of lakefront, four bedrooms, a quality dock, impressive views, and newer construction, this property delivers a lot of lake home for the money.

31342 Bittersweet Lane, Rocky Mount

$199,900

3 Beds ⋅ 2 Baths ⋅ 3590168 MLS

Lake Access, Privacy & Convenience at Lake of the Ozarks! Enjoy the best of lake living with this 3-bedroom, 2-bathroom home offering a 2-car garage and access to the beautiful Lake of the Ozarks. Located just far enough from town to provide a sense of privacy and peaceful surroundings, yet only approximately 15 minutes from everyday conveniences, dining, shopping, and entertainment. Residents can enjoy access to the lakefront clubhouse and community dock for day dock use, making it easy to relax, connect, and take advantage of the lake lifestyle. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property offers a wonderful combination of comfort, location, and access to everything Lake of the Ozarks has to offer.

22 Portwood Meadows, Rocky Mount

$750,000

5 Beds ⋅ 3 Baths ⋅ 3589925 MLS

Room for the whole family and then some! Nestled on 2.04 peaceful acres with paved road access, this approximately 3-year-old shouse was built with family gatherings in mind. Offering 5 bedrooms, 2.5 baths, and bedrooms on both levels, there's plenty of space for everyone to spread out. Inside, you'll find 9-foot ceilings on the main level, rustic cherry cabinetry, and a kitchen pantry. Step outside to the expansive covered patio, perfect for relaxing, entertaining, and making memories. Need room for your toys, hobbies, or equipment? You've got it! The property includes an attached 14x28 garage, a 24x32 shop, additional outbuildings, and an impressive storage building featuring multiple individual units with concrete floors, power, and lighting. The storage units also present potential rental income opportunities that could help offset ownership costs. Whether you're looking for a place to gather, room to work and play, or extra income potential, this property offers the space and flexibility to make it your own!

31093 Winton Road, Rocky Mount

$575,000

4 Beds ⋅ 2 Baths ⋅ 3590017 MLS

The perfect Lake of the Ozarks waterfront retreat. 4 bedrooms, 230 feet of lakefront, deep water and room to grow! This Northshore property offers much more than your typical lake home. Originally a small cabin, the home was substantially expanded and completely remodeled in 2017/2018, creating a spacious 4-bedroom, 2-bath lake retreat that's ready to enjoy. The renovation touched virtually everything—flooring, kitchen cabinetry, appliances, furnace, fixtures, siding, decks & more. Outside is where this property really separates itself. With approximately 230' of shoreline, there's incredible elbow room plus potential for a future garage, additional expansion or possibly another home. Plenty of parking and even room for trailer storage make Lake weekends easy. At the water, you'll find a two-well dock with two boat hoists sitting in good deep water inside a protected cove that's ideal for swimming and relaxing. The dock is already set up for fun with a slide, wet steps and fishing station. Calm water, great shoreline, lots of usable space and a remodeled 4-bedroom home—this is the kind of Lake property that gives you plenty to enjoy today with exciting possibilities for tomorrow.

28234 Shannon Lane, Rocky Mount

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Lake Keys, Powered by RE/MAX Lake of the Ozarks