Rocky Mount Homes under $400,000

Welcome to Rocky Mount, Missouri—a hidden gem nestled in the heart of the Ozarks! This charming lakeside community offers a delightful blend of natural beauty, friendly faces, and a welcoming atmosphere. Whether you're a first-time homebuyer or looking to settle down in a serene environment, Rocky Mount is the perfect place to call home.

One of the most appealing aspects of Rocky Mount is its affordability. With a range of homes available for under $400,000, you can find a variety of options that suit your lifestyle and budget. From cozy single-family homes to modern townhouses, there’s something for everyone. Imagine waking up to stunning views of the Lake of the Ozarks, enjoying peaceful mornings on your porch, and hosting summer barbecues in your spacious backyard.

Rocky Mount is not just about beautiful homes; it’s also about a vibrant community. Enjoy outdoor adventures with easy access to hiking trails, fishing spots, and water activities on the lake. The area is known for its friendly residents and community events, making it easy to forge lasting friendships and create cherished memories.

With its affordable housing options and idyllic setting, Rocky Mount invites you to explore the possibilities. Don’t miss your chance to find your dream home in this enchanting town. Come experience the charm of Rocky Mount, where your ideal lifestyle awaits!

Newest Rocky Mount Homes under $400,000

31331 Northshore Drive Unit 206B, Rocky Mount

$260,000

2 Beds ⋅ 2 Baths ⋅ 3590503 MLS

Lakefront living with NO STAIRS to the front door, an amazing lake view, and a 10x24 boat slip & PWC slip included! This 2 bedroom, 2 bathroom walk-in level condo at Northshore Condominiums was completely remodeled in 2023 and offers a true move-in ready Lake getaway. The updated kitchen features quartz countertops, stainless steel appliances, modern cabinetry, and an open layout flowing into the main living area. The primary suite showcases beautiful lake views along with an Onyx walk-in shower with glass doors and matching vanity top. LVP flooring, updated vanities, fixtures, HVAC, and water heater are among the improvements throughout the condo. The bedroom furniture is included, and most of the furniture is negotiable. As an end unit, you'll enjoy added privacy along with a lake view deck that's perfect for relaxing and taking in the view. Enjoy convenient access to the dock and lakefront community pool, along with blacktop roads all the way to the condo and trailer parking within the complex. Additionally, both the front and lakeside decks were replaced last year. With the remodel already complete, simply start enjoying everything Lake of the Ozarks has to offer!

31331 Northshore Drive Unit 206B, Rocky Mount

$250,000

3 Beds ⋅ 2 Baths ⋅ 3590540 MLS

Seriously generous pricing for the new owner!! This 3 bedroom condo is priced like 2 bedroom condos with smaller boat slips! For the buyer who wants the best deal as much as the right condo. Trade the ordinary for island living, where you’re surrounded by water, fueled by sunshine, and your toughest decision is pool day, lake day, or both. Spend your mornings sipping coffee on your screened east-facing deck, and afternoons at the pool or on the water. After a full day of lake fun and sun, come back to a space that’s comfortable, updated, and ready to gather, featuring granite countertops, durable waterproof LVP flooring, and a layout that makes it easy to relax and recharge. Everything here is designed to make lake life effortless, from designated parking, and elevator access to the lakeside pool and docks. Your 14x36 boat slip is positioned in the calmer waters of the cove side. You can even keep an eye on your boat right from the unit. Whether it becomes your friends-and-family escape, your full-time retreat, or an investment as short-term rental income, lake days will turn into lasting memories. What an incredible price!! VACANZA!

60 Knox Road Unit Z204, Rocky Mount

$309,000

3 Beds ⋅ 2 Baths ⋅ 3590551 MLS

Experience lake living at its finest and even increase the bank account. This unit has proven to be an excellent income producing investment. Or simply reserve it for quality time with family & friends. Imagine waking up to a breathtaking, panoramic lake view from the bedside of this beautifully furnished 3-bedroom, 2-bath lakeside condo. Perfect as a full-time residence, weekend retreat, or investment property, this move-in-ready getaway offers comfort, convenience, and resort-style amenities. You'll relax on the spacious covered deck taking in the cool lake breeze while you capture the view of boats below. Or maybe you prefer to cozy up inside by the fireplace after a day on the lake. The open floor plan is designed for easy entertaining, just open the slider and take the party outdoors to watch the sunset. It's a perfect full-time residence, weekend retreat, or investment property, this move-in-ready getaway offers comfort, convenience, and resort-style amenities. The seller is offering it fully furnished, including the boat slip— so just grab a fishing pole and your swimsuit!

64 Knox Road Unit N205, Rocky Mount

$250,000

2 Beds ⋅ 1 Baths ⋅ 3590280 MLS

This beautiful 2nd-tier lake home sits on over half an acre, offering a peaceful, secluded feel while being just steps from your private lakefront lot and dock! Recent renovations have transformed the home into a 3-bedroom, 1-bath retreat with plenty of additional potential. A private concrete drive leads to the home with ample parking, plus a 20x25 carport with a concrete pad. Located in the peaceful, no-wake waters of Lick Branch Cove, your private dock provides the perfect spot for swimming, fishing, boating, and enjoying everything Lake of the Ozarks has to offer. The finished lower-level walkout adds valuable living space and flexibility. Plumbing is already in place for a second bathroom. The home is equipped with a full Ring security system and has been professionally set up for Airbnb operations, making this a turnkey opportunity with recent rental history. Public sewer means no septic worries, and there are NO HOA fees! Whether you're looking for a full-time residence, weekend lake getaway, or investment property, this one offers location, lake access, privacy, and plenty of potential. Call today to schedule your private showing!

30031 Oak Knoll Road, Rocky Mount

$199,900

3 Beds ⋅ 2 Baths ⋅ 3590168 MLS

Lake Access, Privacy & Convenience at Lake of the Ozarks! Enjoy the best of lake living with this 3-bedroom, 2-bathroom home offering a 2-car garage and access to the beautiful Lake of the Ozarks. Located just far enough from town to provide a sense of privacy and peaceful surroundings, yet only approximately 15 minutes from everyday conveniences, dining, shopping, and entertainment. Residents can enjoy access to the lakefront clubhouse and community dock for day dock use, making it easy to relax, connect, and take advantage of the lake lifestyle. Whether you're looking for a full-time residence, weekend getaway, or investment opportunity, this property offers a wonderful combination of comfort, location, and access to everything Lake of the Ozarks has to offer.

22 Portwood Meadows, Rocky Mount

$149,900

2 Beds ⋅ 1 Baths ⋅ 3589887 MLS

Priced to sell! Nestled along the shoreline of a peaceful 20-acre man-made lake at the entrance to Indian Creek Cove, this charming 2-bedroom, 1-bath cabin offers a relaxing lakeside retreat just 15 minutes from Bagnell Dam. Inside, a cozy stone fireplace creates the perfect ambiance for cool evenings, while large windows and natural light make the space feel warm and inviting. When the weather is beautiful, step outside to enjoy all the lake has to offer—kayak, fish, or simply relax by the water and take in the peaceful surroundings. The outdoor fire pit is ideal for gathering with family and friends while enjoying picturesque views of two lakes. Recent crawl-space improvements, including spray-foam insulation and a vapor barrier, add comfort and energy efficiency throughout the seasons. If you're looking for a cozy getaway, weekend retreat, or charming lakeside escape, this property is one you won't want to miss!

26303 Apache Lane, Rocky Mount

$139,900

2 Beds ⋅ 1 Baths ⋅ 3589839 MLS

Your affordable Lake of the Ozarks getaway is here! This charming 2-bedroom, 2-bath cabin puts you just steps from the water in desirable Lick Branch Cove. Located approximately 60 feet from the lake, with the end of the yard only about 20 feet from the water, you can enjoy the lake lifestyle without the lakefront price tag. Relax or entertain on the deck overlooking the cove, then head just about 100 feet from the house to the subdivision dock and parking area. The dock provides convenient access for launching a boat or jet ski into Lick Branch Cove, while the subdivision parking area offers additional space for a jet ski, boat, or boat trailer. Whether you're searching for a weekend retreat, vacation home, or an affordable way to own at Lake of the Ozarks, this cabin is an opportunity you won't want to miss. Lake days, cove views, and easy water access are waiting!

30189 Lea Lane, Rocky Mount

$399,900

6 Beds ⋅ 3 Baths ⋅ 3589837 MLS

Unique opportunity to purchase three fully furnished, craftsman-style cottages situated on 2.9 acres in Eldon, Missouri. Each cozy cottage has been completely remodeled and features two bedrooms, one bathroom, a fully equipped kitchen with a stove/oven and microwave, LVP flooring, new vinyl windows, a new PTAC unit and a new 20-gallon water heater. Outdoor amenities include fire pits and seating areas for guests to enjoy. Currently operated as short-term rentals (AirBnB's) and conveniently located approximately seven minutes from the main strip in Lake Ozark, these turnkey cottages are ready for their next owner!

9 Bent Road, Rocky Mount

$309,900

3 Beds ⋅ 2 Baths ⋅ 3589674 MLS

Welcome to effortless lakefront living at Isla Del Sol! This beautifully maintained 3-bedroom, 2-bath WALK-IN condo combines incredible views, convenience, and a truly turnkey Lake of the Ozarks lifestyle. Located in a highly desirable building within the complex, you'll enjoy completely unobstructed lake views that provide the perfect backdrop for relaxing and entertaining. Inside, the thoughtfully designed floor plan offers a spacious, comfortable flow and is move-in ready for your next lake adventure. Boaters will appreciate the impressive 14'x40' boat slip complete with a 10,000-lb Polylift, making it easy to get out and enjoy the water. Nightly rentals are allowed, providing flexibility whether you're searching for a personal lake retreat, full-time residence, or investment opportunity. With walk-in accessibility, breathtaking views, a fantastic marine package, and a turnkey setup, this Isla Del Sol condo delivers everything you need to start enjoying Lake life from day one. Call today for your private showing!

64 Knox Road Unit N304, Rocky Mount

$249,999

4 Beds ⋅ 2 Baths ⋅ 3589693 MLS

Welcome to this cozy ranch-style home nestled just off Hwy Y in the beautiful Lake of the Ozarks! Situated on 2.96 wooded acres, this property offers the perfect combination of space, privacy, and convenience. With approximately 2,280 sq ft, the home features 4 bedrooms, 2 bathrooms, generously sized rooms, a walk-out basement, and an attached 2-car garage. Outside, there’s even more to love with a spacious front yard, fenced-in backyard, new back deck, and convenient circle driveway providing plenty of room for parking and easy access. With nearly 3 acres, there’s ample space to spread out, entertain, enjoy the outdoors, or simply relax in your own private setting. The home offers a spacious, functional layout with great bones and plenty of potential for a new owner to bring their own style and updates. Whether you’re looking for a full-time residence or simply more room to call your own at the Lake, this property offers plenty of possibilities. Conveniently located just minutes from Coffman Beach Access and approximately 30 minutes from Osage Beach and 40 minutes from Jefferson City. Come see the space, acreage, and potential this Rocky Mount property has to offer!

29347 Hwy Y, Rocky Mount

28660 Gravois Village Lane Unit 2404, Rocky Mount

$289,000

2 Beds ⋅ 2 Baths ⋅ 3589464 MLS

Effortless, waterfront living on the desirable Gravois Arm 4MM at Gravois Village Condos! Well maintained, this top-floor 2BR/2BA (1030sqft) condo is 100% turnkey and fully furnished - including decor, linens, and sleeper-sofa as a third bed! Paired with a prime 12’x32’ covered boat slip, 8,000-lb lift, dock box, PWC slip, swim ladder, Kawasaki Jet Ski on its own dock-end lift, you’re ready to launch into the lake lifestyle on day one - just bring your drinks! Enjoy sweeping main-channel views from the primary suite and the tiled four-season sunroom (portable AC, shades, mini-fridge). Interior highlights: white cabinetry, breakfast bar, stacked in-unit laundry, secure exterior storage, and one-owner major appliances replaced during current ownership - backed by a full binder of manuals and service records. Gravois Village is pristine and quiet, with a no-short-term-rental policy, lakeside pool, private boat ramp, fish-cleaning station, ice machine, new grills, and ample trailer/vehicle parking - minutes by land or water to Coconuts, Jolly Rogers, and Lake Burger! NOW all HOA fees paid to the end of 2026! Offers welcome without furniture and Jet Ski. Call for showing today!

28660 Gravois Village Lane Unit 2404, Rocky Mount

$309,900

3 Beds ⋅ 2 Baths ⋅ 3589502 MLS

GLITZ AND GLAMOUR! Even better in person! Welcome to Isla del Sol – island living at the Lake of the Ozarks! Take the elevator down to this furnished 3BR/2BA condo at the 3MM, complete with a 14x36 boat slip and ready to enjoy from day one. The open living area features an electric fireplace and flows easily into the kitchen and dining space, creating a comfortable setup for entertaining. Sliding doors lead to the private screened-in deck, where a built-in bar and lake views create the perfect extension of your living space. The primary suite offers its own view of the water, while two additional bedrooms provide plenty of room for family and guests. An in-unit stacked washer/dryer and stainless refrigerator with built-in kegerator add even more convenience for lake weekends. Isla del Sol offers a resort-style pool overlooking the water, iconic lighthouse, assigned parking, elevator access and a truly unique island setting. Whether you're looking for a full-time residence, weekend escape or rental opportunity, this one puts the Lake lifestyle right at your doorstep!

60 Knox Road Unit Z105, Rocky Mount

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Listing information is provided courtesy of the Broker Reciprocity/IDX of Bagnell Dam Association of REALTORS® and Lake of the Ozarks Board of REALTORS®, Inc. Multiple Listing Services. Copyright 2026 Multiple Listing Service, Inc. of Bagnell Dam Association of REALTORS® MLS, Inc. and Lake of the Ozarks Board of REALTORS® MLS, Inc. Information is being provided for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information herein is believed to be accurate and timely, but no warranty as such is expressed or implied. 2026 Lake Keys, Powered by RE/MAX Lake of the Ozarks